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Article 24 After receiving a claim for indemnity or payment of the insurance benefits from the insured or the beneficiary, the insurer shall issue to the insured or the beneficiary a notice declining indemnity or payment of the insurance benefits for any events not falling within the scope of the cover.

第二十四条保险人收到被保险人或者受益人的赔偿或者给付保险金的请求后，对不属于保险责任的，应当向被保险人或者受益人发出拒绝赔偿或者拒绝给付保险金通知书。

Article 27 The insurer may terminate the insurance contract and refuse to return the premiums paid if the insured or the beneficiary falsely claims that an insured event has occurred, and submits a claim for indemnity or payment of the insurance benefits, although such insured event has not occurred.

第二十七条被保险人或者受益人在未发生保险事故的情况下，谎称发生了保险事故，向保险人提出赔偿或者给付保险金的请求的，保险人有权解除保险合同，并不退还保险费。

Article 25 After receiving a claim for indemnity or payment of the sum insured from the insured or the beneficiary, the insurer shall send to the insured or the beneficiary, a notice declining indemnity or payment of the sum insured for events not falling within the scope of cover.

第二十五条保险人收到被保险人或者受益人的赔偿或者给付保险金的请求后，对不属于保险责任的，应当向被保险人或者受益人发出拒绝赔偿或者拒绝给付保险金通知书。

But others, such as hedge funds and private-equity groups, are wary of participating in government-backed plans after witnessing the hysteria whipped up over bonus payments at American International Group, a clapped-out (and now government-controlled) insurer.

但是比如对冲基金和私营资产公司对于参加由政府支持的计划感到怀疑，尤其是在目睹了美国公众对于AIG的分红计划之歇斯底里的反应之后，AIG是一家已经无法运营的保险商，现在已是由政府控制。

Coinsurance: Insurance where a number of insurers share the risk or where insured and insurer share the risk.

联合保险：由若干承保人分担风险，或受保险人和承保人分担风险的保险方式。

Consignee or the insurer of the goods or any other person.

由任何单据所代表的服务或其他履约行为

A contract of marine insurance is deemed to be concluded when the proposal of the assured is accepted by the insurer, whether the policy be then issued or not and, for the purpose of showing when the proposal was accepted, reference may be made to the slip or covering note or other customary memorandum of the contract.

保险人接受被保险人的投保单后，无论当时是否已签发保险单，海上保险合同应视为已经成立；为表明该投保单何时被接受，可以参考承保条或暂保单或其他合同习惯的备忘录。

A contract of marine insurance is deemed to be concluded when the proposal of the assured is accepted by the insurer, whether the policy be then issued or notand , for the purpose of showing when the proposal was accepted, reference may be made to the slip or covering note or other customary memorandum of the contract.

（保险人接受被保险人的投保单后，无论当时是否已签发保险单，海上保险合同应视为已经成立；为表明该投保单何时被接受，可以参考承保条或暂保单或其他合同习惯的备忘录。

However, the fluctuation of fixed interest rates affects the insurance company greatly and can lead to disasterous results. It is necessary to establish a model which can eliminate the effect of interest fluctuation and also can study the loss risk of insurer at the stochastic interest.

在传统的精算定价模型中，都采用固定利率来计算净保费及净保费责任准备金，这样利率的波动可能会导致保险公司利润的减少，甚至会给其带来无法预计的风险。

In this model, the insurer have two dependent classes of insurance business for each of which the claim number process relate to Poisson process and the same Erlang process.

该模型中保险公司具有两类保险，每类保险的理赔次数过程都是Poisson过程与一个共同的Erlang过程的和。

If you are unfortunate enough to the lovelorn, please tell me, I will help you out, really, please contact me!

如果你不幸失恋了，请告诉我，我会帮助你摆脱困境，真的，请联系我啦！

China's plan to cut energy intensity by 20 percent and pollutant discharges by 10 percent between 2006 and 2010 is a case in point.

中国计划在2006年到2010间降低20%的能源强度和减少10%的主要污染物排放，就是一个这样的例子。