保险人

Article 28 The insurer is entitled to terminate the insurance contract and not to refund the premiums if the insured or the beneficiary lies that an insured event has occurred, and submits a claim for indemnity or payment of insurance benefits, although such insured event has not occurred.

第二十八条被保险人或者受益人在未发生保险事故的情况下，谎称发生了保险事故，向保险人提出赔偿或者给付保险金的请求的，保险人有权解除保险合同，并不退还保险费。

Article 27 The insurer may terminate the insurance contract and refuse to return the premiums paid if the insured or the beneficiary falsely claims that an insured event has occurred, and submits a claim for indemnity or payment of the insurance benefits, although such insured event has not occurred.

第二十七条被保险人或者受益人在未发生保险事故的情况下，谎称发生了保险事故，向保险人提出赔偿或者给付保险金的请求的，保险人有权解除保险合同，并不退还保险费。

It provides some basis and more practical significance for insurer to adjust the price.

为保险人进行保险价格调整提供了依据，增强了保险人的竞争力，有很大的现实意义。

As insurer and not as reinsurer as in other European countries.

O.I.N.C。作为保险人，而不像欧洲其他国家一样，作为再保险人运作。

This paper concerns the problem of how to purchase the reinsurance in order to make the insurer and the reinsurer's total risk least under the standard deviation calculation principle.

本文在标准差保费计算原理下，同时从原保险人与再保险人双方的角度出发，考虑能使得双方风险波动达到最小的再保险策略，并且得出使得再保险双方的共同风险达到最小的最优再保险策略。

Nd irrationality rendered by introduction of section 17 in fraudulent claim context: on one hand,they tried to define a fraudulent claim carefully and restrictively;on the other hand,they try to avoid the application of section 17 in the fraudulent claim context.

英国法将保险合同定义为被保险人同意给付保险人一定的保险费，而保险人则在发生保险事故时对被保险人由此遭受的损失给予补偿的合同①。

It emphasizes some ordinances with more disputes but faultiness or losing in legislation, and make relevant suggestion: that the insurer exercising the right of subrogation should justify paying the insurance compensation; the insurance compensation of inadequate insurance should be distributed by proportion ,according to the proportion of insurance subject matter assumed by the insurer and the insured; the definite items of the staple of the insured"s synergic obligation , the cost of exercising the synergic obligation should be stipulated by the law; and if the insured doesn"t exercise synergic obligation, he or she should liable for relevant legal responsibility etc.

本文以我国保险代位权的立法现状为出发点，以民商法基本理论为立足点，结合海内外的最新研究成果，将理论研究与实践相结合，运用历史分析、比较分析与实证分析的研究方法，从法学、社会学角度进行分析研究，并取得了以下研究成果：论文构筑了一个对保险代位权研究的综合分析框架；指出保险立法不完善及某些方面冲突等原因，导致保险代位权在实践中未充分发挥作用；提出保险代位权的本质是法律给予保险人减少风险损失的手段，是对社会资源加以公平配置的方式；损害赔偿金在保险人和被保险人之间的分配原则：按照他们各自对保险标的承担的风险比例进行分配；指出在人身保险中不适用代位权以及保险人有权对公法人行使代位权等观点。

1Where the policy contains a suing and labouring clause, t he engagement thereby entered into is deemed to be supplementary to the contrac t of insurance, and the assured may recover from the insurer any expenses properly in curred pursuant to the clause, notwithstanding that the insurer may have paid for a tota l loss, or that the subject matter may have been warranted free from particular avera ge, either wholly or under a certain percentage.

若保险合同中含有施救条款，则该项约定应视为对保险合同的补充。被保险人得因履行该条款所产生的一切合理费用，向保险人请求赔偿，即使保险人已经赔付全损，或者该保险标的已经订明单独海损之全部或一定的百分比以下不赔，亦不影响该项费用之赔偿。

If, due to the fault of the insured, the insurer cannot subrogate the insured to exercise the right to claim for indemnities, the insurer shall reduce the payment of insurance money correspondingly.

由于被保险人的过错致使保险人不能行使代位请求赔偿的权利的，保险人可以相应扣减保险赔偿金。

Held covered in case of breach of warranty as to towage or salvage services provided notice be given to the Underwriters immediately after receipt of advices and any additional premium required by them be agreed.

在违反拖带和救助服务方面的保证时，假如在接到该违反的通知后，立即通知了保险人，并同意保险人要求的任何附加保险费，得续保。

He and Nina moved to California and lived at 2005 Ivar Street, Apt.

他和Nina搬到加州，并在2005年伊瓦尔街，公寓生活。

Droperidol （ potently inhibits transfected HERGchannels and this is the probable mechanism for QT prolongation.

氟哌利多有效地抑制了转染的 HERG 钾通道，可能是 QT 间期延长的机制。