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The thesis is to establish systematical and perfect rate index and warning method of humane capital investment and management risk which is the important approach of preventive control and enterprises' humane capital risk auditing which is the important approach of aferwards control because of the condition of focusing on the process control of enterprises' humane capital investment risk in Chinese academe.

针对我国学术界企业人力资本投资风险的研究集中于事中控制的现状,本文对企业人力资本投资风险事前控制重要手段——企业人力资本投资管理风险的评估指标和评估与预警方法,企业人力资本投资风险事后控制重要工具——人力资本投资风险审计等进行了研究

The social origin of credit risk include: the dissatisfaction of appetence, the pursuit of life style and taste in order to achieve the upward mobility, the fragments of expert knowledge fostered by risk society and inestimable characteristic of risk.

本文指出,消费社会的欲望的不可满足性,消费社会中人们对生活风格和品味的追求以实现向上流动,风险社会所孕育的专家知识的片段性以及风险的不可估量性特征是信用卡风险的社会来源。

For example, glass, ceramics class, such as commodities or crafts products, losses due to fragmentation, when the insured or in the life insurance on the basis W.P.A. broken security risk; hemp goods, after damp heat, caused by mildew , brought about by loss of spontaneous combustion, or in life insurance on the basis W.P.A. security risk damp heat; asbestos, cement board, marble and other building materials product category, resulting in major losses due to fragmentation, it should be in the life insurance security based on the risk of breakage.

例如,玻璃制品、陶瓷类的日用品或工艺品等产品,会因破碎造成损失,投保时可在平安险或水渍险的基础上加保破碎险;麻类商品,受潮后会发热、引起霉变、自燃等带来损失,应在平安险或水渍险的基础上加保受热受潮险;石棉瓦、水泥板、大理石等建筑材料类商品,主要损失因破碎导致,应该在平安险的基础上加保破碎险。

The same can also be said of the IRB approaches to credit risk and those for assessing the capital requirement for operational risk where capital requirements are more closely linked to risk.

内部评级法对信用风险和操作风险资本要求的处理也采用了相同的方法,以便将资本要求与风险更加紧密地联系在一起。

In this paper, the capital risk management of international construction by means of risk analysis is described. First, the traditional theories of capital risk analysis are discussed in detail. Then, possible capital risks in international construction contracting are analyzed and assessed systematically.Third,a series of mathematical models of assessing capital risks are established after analyzing the cash flow of the project. Based on the analysis mentioned above, computer simulation programs are developed.

将风险分析技术用于国际工程资金管理领域,在总结以往的风险分析理论的基础上,通过对国际工程承包资金风险的辨识、估计和评价,结合对工程现金流分析,系统分析了国际工程承包中可能遇到的风险,建立了一组资金风险评价的数学模型,并结合计算机模拟技术,编制了风险模拟计算程序。

The new one attaches more importance to banks' internal system of assessing risks than to the capital adequacy, for the first time, truly connects capital management with risk management. Banks are not only to passively meet the minimum needs of capital adequacy, but to match capital level with risk level by strengthening internal risk management.

新协议将监管重点从原来单一的最低资本充足水平转向银行内部风险评估体系的建设状况上来,第一次真正地将银行的资本管理和风险管理挂起钩来,银行不再是被动地去满足最低资本充足率的要求,而是从强化内部风险管理着手,实现资本水平和风险水平的合理匹配。

Direct against its origin cause of formation of risk, is it follow Palestine match the bank supervises committee's network banking risk management principle to propose objectively, construct the perfect system of law regulation and control of network bank, set up " the Trinity " risk and predicts the monitoring system and advances four suggestions of network banking of our country steadily.

针对其风险成因,客观地提出了遵循巴赛尔银行监管委员会网络银行业务风险管理原则、构筑完善的网络银行法律调控体系、建立"三位一体"风险预测监控系统和稳步推进我国网络银行业务四条建议。

This article deals with the development of the marine insurance laws and the theoretical and practical problems associated with marine insuran ce, such as the risks (perils of the sea, jettison and barratry), additional risks (theft, pilferage and non-delivery, T. P. N. D., rain fresh water damager, risk of shortage, risk of odour), special additional risks (war risk, strikes, riots and civil commotions risks, S. R. C. C.) and excluded perils, as well as losses and charges insured, i. e. total los...

本文主要论述海上保险法的发展及其有关的理论和实际问题,如承保的风险(海难、投弃和船长与船员的不法行为)、附加险(偷盗、提货不着、淡水雨淋、缺量、串味)、特别附加险(战争险、罢工、骚乱和民变险)和除外风险,及承保的损失与费用,即全部损失和部分损失,以及委付与代位权等,使读者对保险法可以得到概括的理解,有助于他们更好地从事国际商事活动和法律活动。

This article deals with the development of the marine insurance laws and the theoretical and practical problems associated with marine insuran ce, such as the risks (perils of the sea, jettison and barratry), additional risks (theft, pilferage and non-delivery, T. P. N. D., rain fresh water damager, risk of shortage, risk of odour), special additional risks (war risk, strikes, riots and civil commotions risks, S. R. C. C.) and excluded perils, as well as losses and charges insured, i. e. total loss act...

本文主要论述海上保险法的发展及其有关的理论和实际问题,如承保的风险(海难、投弃和船长与船员的不法行为)、附加险(偷盗、提货不着、淡水雨淋、缺量、串味)、特别附加险(战争险、罢工、骚乱和民变险)和除外风险,及承保的损失与费用,即全部损失和部分损失,以及委付与代位权等,使读者对保险法可以得到概括的理解,有助于他们更好地从事国际商事活动和法律活动。

In this paper, the risk of exchange rate formation mechanism of the type and set out to do a simple, and an analysis of exchange rate risk on the business activities of all aspects of the specific impact of, on the basis of exchange rate risk focuses on the preventive measures.

本文首先对汇率的风险种类及其形成机理做一简单阐述,进而分析了汇率风险对企业各方面活动的具体影响,在此基础上重点论述了汇率风险的防范措施。

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