报酬率

So this paper applied Grey forecasting GM (1,1) model and its generated models, the Grey Markov numerical forecasting model and Comprehension model, to develop a net interest margin change forecasting model, a net interest margin forecasting model, a new decision model concerned with commercial bank interest-sensitive assets portfolio and a new expected return decision model of interest-sensitive assets portfolio.

本文以灰预测GM(1，1)模式，以及其衍生之灰马可夫预测模式与内涵模式，构建新的净利息边际变动率预测模式、净利息边际金额预测模式、利率敏感性资产投资组合最适配置决策模式与利率敏感性资产投资组合最适配置预期报酬率决策模式等利率敏感性缺口管理预测模式。

To be sure, they believed that slave labor alone could make such labor-intensive agriculture cost-effective.

毫无疑问的，他们相信只要使用这些奴隶就可以使这项劳力密集农业具有高投资报酬率。

A few shareholders have questioned the wisdom of remaining in the textile business which, over the longer term, is unlikely to produce returns on capital comparable to those available in many other businesses. Our reasons are several:(1) Our mills in both New Bedford and Manchester are among the largest employers in each town, utilizing a labor force of high average age possessing relatively non-transferable skills. Our workers and unions have exhibited unusual understanding and effort in cooperating with management to achieve a cost structure and product mix which might allow us to maintain a viable operation.(2) Management also has been energetic and straightforward in its approach to our textile problems. In particular, Ken Chace's efforts after the change in corporate control took place in 1965 generated capital from the textile division needed to finance the acquisition and expansion of our profitable insurance operation.(3) With hard work and some imagination regarding manufacturing and marketing configurations, it seems reasonable that at least modest profits in the textile division can be achieved in the future.

部份股东开始质疑我们是否应该继续留在纺织产业，虽然就长期而言其投资报酬率明显低于其它的投资，但我们的理由有以下几个：(1)我们在纽贝福及 Manchester 的工厂都是当地最大的聘雇业者，员工的年龄偏高，缺乏转换工作的能力，同时我们的员工及其公会也已经尽其所能地与经营阶层配合努力改善成本结构及产品组合，以使我们的经营得以维持下去(2)管理阶层也相当努力同时坦承面对产业的问题，尤其是在1965年经营权易主后， Ken Chace 依然尽力尽力地协助我们把纺织部门产生稳定的资金流入转到获利更加的保险事业投资与购并之上(3)努力工作加上对制造与行销组合的乐观预期，我们的纺织事业在未来看起来应该可以维持一个起码的利润空间。

A high ROE can be a sign that a company has a moat.

较高的资本权益报酬率是一家公司拥有壕沟的标志。

In her eyes, because that is the doorway toher heart * the place where love resides.

女人的漂亮必須從她的眼睛中去看，因為那是她心靈的窗戶和愛居住的地方

I will send some postcards to you.

我会向你发送一些明信片。