信用卡

"Cover show and overdrawing is credit card the malady with inherent product of this one banking, the sun that is born from credit card rises, this two big questions are perplexing global banking all the time."

&套现和透支是信用卡这一金融产品与生俱来的弊病，从信用卡诞生之日起，这两大问题一直困扰着全球的银行业。&

And among them, credit card overdraws consumption held quite large proportion, however, be in yesterday, the Central Bank, silver-colored inspect meeting, the Ministry of Public Security and country are industrial and commercial total bureau is given out jointly " the announcement that gets stuck to safety administration prevents and hit a bank to block crime about strengthening a bank " the requirement strengthens a bank to get stuck from 6 respects especially the safety administration of credit card, prevent and hit corresponding crime.

而其中，信用卡透支消费占到了相当大的比例，然而，就在昨天，央行、银监会、公安部和国家工商总局联合发出《关于加强银行卡安全管理预防和打击银行卡犯罪的通知》要求从六个方面加强银行卡尤其是信用卡的安全管理，预防和打击相应的犯罪。

This is how the credit industry perpetuates its game; for now it has lots of dream to give out in exchange for the use of the credit card.

这就是信用卡行业怎样把相关游戏生生不息玩下去的过程，因为现在它就有很多梦想用来跟信用卡的使用来交换。

It's hard to imagine a friendly bill collector, especially one that has gotten fat and comfortable by charging annual interest of 18% or more for years.

很难想象会有友好的信用卡公司，特别是通过收取18％或更高年息的已经&自肥&并&过着舒适生活&的信用卡公司。

You shouldn't have to fear that any new credit card is going to come with strings attached, nor should you need a magnifying glass and a reference book to read a credit card application.

你不必害怕信用卡会一连串到来，也不需要用放大镜和参考书去读信用卡申请书。

The credit card cheating crime cases occur particularly frequent,which occurs in recent years in the financial domain,the affected areas are widespread,the social hazardous nature is serious,and is the highest frequency crime in the financial crime.

文章从信用卡诈骗犯罪的多个层面的原因进行分析，以期有利于金融机构完善信用卡管理与防范制度、有利于公安机关提高侦破诈骗类案件的破案率。

These behaviors, generally speaking all belong to the credit card cheating crime"s preparation behavior, should according to the certificate situation as well as this kind of preparation behavior itself social hazardous nature whether had achieved should investigate the legal responsibility the degree decided whether is punished."

刑法修正案》将本应作为信用卡诈骗罪预备处理的犯罪行为单独规定为独立的实行行为，从而实现了结果犯立法向行为犯立法的转变。妨害信用卡管理罪的主体是一般主体，凡年满16周岁的具有刑事责任能力的自然人均可为本罪的主体，单位不构成本罪。

Criminal law Bill for amendment be supposed to prepare processing as the credit card cheating crime the criminality alone to stipulate for the independent implementation behavior, thus realized the result to violate the legislation to violate the legislation to the behavior the transformation.

在实践中，确有大量单位实施妨害信用卡管理的行为，如本罪涉及的持有、运输、出售行为完全可以由单位进行，单位实施妨害信用卡管理犯罪客观存在，且具有实质的社会危害性。如对单位不追究刑事责任，立法上显然存在漏洞。

The credit card cheating crime, is refers illegally take holds as thegoal, using the credit card, the concoct a story, conceals the truth,swindles a public and private belongings amount bigger behavior.

信用卡诈骗罪，是指以非法占有为目的，利用信用卡，虚构事实、隐瞒真相，骗取公私财物数额较大的行为。

If you don't want to spend money, don't go into stores. If you don't want to add to your credit card debt, leave your credit card in your sock drawer. If you have to shop, take a list and go by yourself. If you don't want to get drunk, don't meet your friends in a bar. If you don't want to spend your Sunday morning sleeping, put your alarm clock across the room so you have to get out of bed to turn it off.

如果你不想花钱，就不要去商店；如果你不想为信用卡增添更多的债，就把信用卡留在袜子抽屉里；如果你不得不去买东西，就带一张购物清单，自己一个人去买；如果你不想喝醉，就不要在酒吧和朋友见面；如果你不想周日整个早晨睡觉，就把你的闹钟放在房间那头这样你就得起床将它关闭。

If you are unfortunate enough to the lovelorn, please tell me, I will help you out, really, please contact me!

如果你不幸失恋了，请告诉我，我会帮助你摆脱困境，真的，请联系我啦！

China's plan to cut energy intensity by 20 percent and pollutant discharges by 10 percent between 2006 and 2010 is a case in point.

中国计划在2006年到2010间降低20%的能源强度和减少10%的主要污染物排放，就是一个这样的例子。