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From the point of practice and dvelopment, how to impove the ability of credit risk management for Yinchuan city commercial bank is discussed surrounding the client raiting and credit extention, measures of credit risk, management strategies of credit risk, conclusions of the paper are listed as the following:Through positive analysis, the current methods of client rating and credit extension is simple and convenient for application, there are four disadvantages in index system of it: non-customer subdivision, non-consideration factors on industrial risks, larger quantitative indicators ratio, non-consideration factors on affiliated enterprise risk, and some corrective measures are put forward to solve it, customer subdivision, factors-added on industrial risks, set stationarity indices ratio in reason, factors-added on affiliated enterprise risk; From the point of development, Based on the technology of Value-at-Risk and CreditMetrics model we discussed the methods of credit risk analysis and measurement and gave the example of how to calculate the VaR value of individual loan and combined loan; This paper probes into the strategies which raise the ability of credit risk management for Yinchuan city commercial bank from five aspects, including strengthen the inner control, improve the technique level of risk management through information technique, solve the problem of non-performing loan, adjust the credit orientation and structure, foster credit culture with its core based on risk control.

从实践和发展的角度出发,围绕客户评级授信、信贷风险测量、信贷风险管理策略三个方面,就如何提高银川市商业银行信贷风险管理水平展开研究,得出以下结论:通过实证分析,银川市商业银行现有的客户评级授信方法具有方法简单、易于推广的优点,但客户评级授信指标体系具有客户分组不细、未考虑行业风险因素、定量指标占比过大、未考虑关联企业风险因素的缺点,应通过细化客户分组,增加行业风险因素指标、合理设定定性指标比重、增加关联企业风险评价指标等措施进行改进;从发展的角度出发,在基于VaR框架和CreditMetrics模型技术的基础上,探讨了银川市商业银行信贷风险分析和度量的方法,给出了采用CreditMetrics模型技术计算单笔贷款、组合贷款VAR值的例子;从五个角度探讨了提高银川市商业银行信贷风险管理能力的策略和手段,包括强化信贷风险内控管理机制、利用信息技术提高信贷风险管理技术水平、综合治理化解不良资产、调整信贷结构、建立以风险控制为核心的信贷文化等对策。

This paper analyses and researches the solve method for optical link loss and optical divide ratio in star optical fiber networks,introduces the solve clue,method and steps by the examples for optical divide ratio of every optical distributor and for optical link loss of the entire network in complicated star optical fiber networks.

分析和研究了星形光纤网中光链路损耗和光分路器分光比的求解方法,通过实例着重介绍了比较复杂的广义星形网中各光分路器分光比与整个网络的全程光链路损耗的求解思路、方法和步骤。

The first part analyse the academic base of setting up the supervisory board system, this part point out that setting up the supervisory board system show the value concept of protecting security in the Company Law of the People"s Republic of China;setting up the supervisory board system is the embodiment of separation of the three powers which is the in the Company Law of the People"s Republic ofChina;Designing and carrying out the supervisory board system is to solve the problem of entrusting and substitution; the effective running of the supervisory board system is the actual demand for the modem enterprises to solve the problem of powerof control.

首先以英美法系国家独立董事制度和大陆法系国家的监事会制度进行比较,以美、德、日、韩为蓝本,重点考察了大陆法系的监事会制度,介绍了这几个国家监事会制度独有的特色和特点,再在此基础上评述两大监督模式的优缺点,从而得出了公司内部的监督机制,依赖于本国的法律制度、经济背景和文化传统,无所谓谁优谁劣的结论,虽然两大法系的公司监督机制在互相借鉴,但并没有从根本上改变各自的公司权力构架,公司监控机制有效发挥取决于制度设计的合法性、合理性和可操作性。

Main points of the thesis are as follows:(1) The main function models and information relations between these models in the CAPP system in the integrated CAD/CAM project are explained, a new process plan design method is mentioned based on analyses of process plan design. This method is based on the process plan prototype, and develops the prototype little by little until the perfect process plan is completed, the prospect of this method is discussed;(2) The feature abstracting rules and methods are studied, a feature coding system is developed based on GT, all the defined feature models are described by the mathematical methods;(3) The integrated method of CAD/CAPP based on features is mentioned, this method defines a feature exchanging model, and develops an interface software to exchange design data into technology data base, this technology data base includes the design and technology information of the parts;(4) The process plan reasoning method based on features is created, this method uses Mycin algorithm to solve the reasoning of the feature process plan. A process plan making system is developed. In this system part process plan is made by the semi-intelligent method, this method uses the feature reasoning, feature process chain searching and man-computer talking together;(5) The main structure of the HOPE system is introduced, a shaft drawing and its process plan made by this system are shown, the data process problem in process drawing making is also discussed;(6) A new method of describing process rule is introduced, this method uses IfThen rules and neural nets weight values together to describe process rules, the BP algorithm is adopted in this method;(7) The optimal machining sequence problem of the process steps on the same fixturing is discussed, optimal algorithms SA is applied to solve this problem, the result shows that this method is more efficient than the traditional method;(8) All jobs in the thesis are summarized. In order to carry out the research in the future, some rational proposals are given.

全文论述的内容主要有下列几个方面:(1)较为系统地阐述了CAD/CAM一体化工程项目中CAPP系统的主要功能模块及其信息流程,在分析工艺设计过程的基础上,提出了基于特征原型的渐进式工艺设计方法,并探讨了该方法的应用前景;(2)研究了零件特征提取的原则和方法,在成组技术的基础上,开发了一套基于特征的分类编码系统,并在提取零件特征的基础上,定义了零件特征的数据模型,开发了基于轴类零件特征的参数化设计系统;(3)研究了基于特征的CAD/CAPP集成的方法,通过定义零件特征数据模型的存储结构,开发了将设计数据转换到工艺数据库中的接口程序,为后续的CAPP系统提供必要的零件形状和工艺信息;(4)研究了基于特征的工艺推理方法,将Mycin算法应用到工艺决策中,开发了基于特征的工艺推理及工艺方案生成系统,在系统中综合运用特征推理、特征加工工艺链查询及人机对话相结合的半智能化方法确定零件加工工艺;(5)介绍了整个HOPE系统的总体结构,通过运行HOPE系统绘出了一轴类零件的零件图,并生成了该零件的加工工艺方案,初步探讨了基于特征的工序图生成技术中数据处理问题;(6)研究了工艺设计过程中知识如何有效表示的问题,提出了将显式的IF-THEN规则表示与隐式神经网络权值表示相结合的工艺知识表示方法,并利用BP算法进行了工艺知识表示的初步研究;(7)研究了工艺设计过程中同一安装下工步优化排序问题,利用神经网络中基于模拟退火的理论来解决该工步优化排序问题,实践证明该方法较传统的算法具有更高的效率;(8)总结了本文所进行的研究工作,为今后进一步开展工作提出了较为合理的建议。

This paper introduces the control principle of the direct torque control system of an asynchronous motor, and proposes a new strategy to solve the problem of the large torque ripple and current ripple. The Matlab 6.5 simulation shows that it can solve the problem efficiently.

本文介绍了直接转矩控制系统的控制原理,并针对基于直接转矩控制的异步电动机运行时存在较大的电流及转矩脉动问题,提出一种新的控制方案,并基于Matlab 6.5对这种新方法进行仿真,仿真结果表明该方案能有效的解决电流及转矩脉动的问题。

Yesterday evening , I have felt that a quarrel will be happened , so this morning when I can not solve this problem , I went to the manager office for helping , he told that if she could not solve the problem , company will not pay for her bill of express, then I tranferred the origin words to her , I think she is very angry,and quarrel , I can not control myself again , and the bad thing happened !

昨天晚上,我已经感到了争吵可能会发生,所以今天早上我为了避免发生还找张总解决此问题,他告诉我如果搞不清楚公司就不会付这个快递费,我原话转告,我觉得她非常生气,并且开始和我吵,最终还是控制不了自己,结果糟糕的事情就发生了!

In PERT (program evaluation and review technique), the process time is indefinite, so it is necessary to solve the probability distribution of process time, and to solve the problem is also the core of PERT.

PERT技术中工序作业时间是不确定的,因而需要求解不确定性工序时间的概率分布问题,这也是PERT应用的核心问题。

To solve these problems, this paper proposes a new improved ant colony algorithm of solving the VRPTW problem.

为了解决这些问题,本文针对VRPTW问题给出了一种新的改进算法,通过对改进蚁群算法的分析。

This kind of job is a good idea which can solve many problems.

这类工作是个好主意,能解决不少的问题。

I have worked for a company called The Limited on the development of a special training program to solve these problems.

我曾经工作过的一家叫The Limited 的公司就开发一个特别的培训项目来解决这些问题。

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推荐网络例句

"The operators will suffer a temporary decrease in the number of consumers and short message services as people may not like having to provide their ID cards for a phone number," Xu Junqi, vice-dean with the Policy-Making Institute of the Telecommunications Research Centre under MII, said yesterday.

信息产业部下属的通信决策研究院副主任徐俊其昨天说:&实行手机实名制后,人们可能不太情愿用身份证注册手机号,所以通信运营商会暂时面临用户减少和短信用户减少的问题。&

I don't believe in make-believe!

我不相信这些虚构的故事。

The edible root of the beet .Fodder preserved in a silo; silage.

贮窖的饲料贮藏在贮窖中的饲料;青贮作物