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At the same time, the spectral risk measure is one kind of coherent risk measures. The spectral risk measure combines the distribution of profit and loss with the subjective risk aversion from the investors.

谱风险测度将资产组合损益分布的具体形状和投资者的主观风险厌恶相结合,为合理有效地度量金融风险提供了一种可能的选择。

In this paper, based on the study of various methods calculating the risk occurrence probability, a new method TAA method was obtained, which was the combination of improved TOPSIS method, AHP method and ANN. This new method was used into the invest risk analysis of 019 project and calculation were carried out on the related invest risk occurrence probability caused by all kinds of risk factors.

本文在对各种风险发生概率计算方法的研究基础上,通过将改进的TOPSIS法、AHP法和神经网络相结合得到一种新的风险发生概率计算方法——TAA方法,并将其应用于019工程的风险分析中,对由各风险因素所引发的019工程风险的发生概率进行了计算。

In this paper, China's commercial banks personal financial business risk research as subjects, the main outlines the risks of Personal Financial Services, through theory and case-specific analysis of risk types, characteristics and causes of domestic banks, through drawing on the experience of control risk, and I have been combining the actual situation of commercial banks, commercial banks in our country on personal financial business risk prevention and management.

本文以我国商业银行个人理财业务风险研究作为选题,主要概述了个人理财业务的风险,通过理论与案例具体分析了风险的种类、特征与产生的原因,通过借鉴国外银行控制风险的经验,并结合我过商业银行的实际情况,阐述了我国商业银行个人理财业务的风险防范与管理。

Essay 2 of this study investigates how background risk affects households' insurance purchasing decision, expenditure share and amounts of insurance by using data of Survey of Family Income and Expenditure in Taiwan. Using the income risk as the proxy for background risk and controlling other wealth and demographic factors, the findings suggest that insurance expenditure is positively affected by uninsurable background risk.

第二篇研究主要探讨家计单位保险(包括人寿医疗险及产物保险)之购买决策、消费比例及支出金额是否受到背景风险(以所得变异系数及标准差及减薪厂商比例等所得风险变数作为代理变数)之影响,并实证估计各种保险之所得弹性。

The risk management system of derivative financial instrument is discussed in following aspects:(1) since a key factor in market risk management is identification and measurement, enterprise should confirm market risk limitation and control upper limit of market risk.

加强衍生金融工具的风险管理制度建设方面主要是针对衍生金融工具的市场缺陷,通过建立健全风险管理制度,落实全方位、综合性的管理,即政府、交易所、企业都能够建立健全风险管理制度建设,并严格按照制度做到分级多层管理,尽可能克服其市场缺陷,有效控制将发生在各个环节的潜在风险。

Chapter!? expounds the five main aspect of risk in national commercial bank, i.e..signal liability structure,bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance;summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks;analysis eight reasons for bank risks, including proprietary ownership voidance,macroeconomic fluctuation, ineffective capita buffer mechanism, enterprise reasons.no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement.

紧接着在第三章阐述了我国国有商业银行风险的"五大表现",即负债结构单一、信贷资产质量差、资本充足率低、内部控制机制薄弱、防范风险的意识淡薄;总结了我国国有商业银行风险的"五大特点",即风险高度集中、风险人为匿藏、风险的体制性、风险与收益严重不对称、风险呈继续扩大态势;剖析了我国国有商业银行风险形成的"八大因素",即金融产权"人格"虚设、宏观经济波动、资本金等缓冲机制不健全、财政、投资和金融的体制改革不配套、法律和法规不健全等。

The function of derivatives market is to transform the investing risk from a risk averter to a risk taker as to adopt each risk standard of each paticipant, this will lead more investments drop in the fundamental market.

衍生品交易市场的作用在于将投资风险从风险厌恶者转移到风险偏好者那里,从而使得每一个参与者都实现了与其相适应的风险水平,结果是吸引更多的资金投入基础市场。

Three groups discriminated by life style are Taiwan Buffalo, pangolin and Dolphin. Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以生活型态区隔市场,得到台湾水牛、穿山甲及海豚族三族群;以风险态度区隔市场,得到风险趋避型、平衡型及爱好型三族群。

Conclusion1 Critically ill patients with indwelling catheters were of the high positive rate of microorganisms,and microorganism spectrum was of special properties;BF formed mainly inside the catheter,the occurrence rate of BF inside the catheter was high and the formation time was short;Changes on catheters and the result of microorganisms was positively correlated with the BF formation.2 Indwelling catheter time was the independent risk factors for the BF formatiom, while age、APACHEⅡscore、sex、urine sugar and the types of antibiotic usage were the potential risk factors for the BF formation;Nurses should perfect the catheter measures for critical ill patients,emphasis on the assessment of risk factors of BF formation,and implement special care in high-risk patients.3 In the early stage of BF formation,irrigation could play the role of eradicative BF effectively;While later,it couldn't,but it can delay the speed of BF formation and maturation;In the choice of washing methods,injection type washing method is superior to infusion.

结论1重危患者留置尿管微生物培养阳性率高,且微生物菌谱具有特殊性;重危患者尿管表面BF主要在尿管内壁形成;内壁BF的发生率高,形成时间短;肉眼观察尿管表面改变情况以及微生物鉴定结果与BF形成呈正相关。2尿管留置时间是重危患者留置尿管表面BF形成的独立危险因素;年龄、APAcHEⅡ评分、性别、尿糖定性以及抗生素使用种类是其可能的危险因素;护理过程中应完善重危患者尿管护理措施,注重对BF危险因素的评估,并对高危患者实施重点护理。3 BF形成早期,冲洗能发挥较好的清除作用;BF形成后期,冲洗无法彻底清除尿管表面BF,但冲洗能延缓BF形成与成熟的速度;在冲洗方式的选择上,注洗式冲洗法对尿管BF的清除效果优于输注式冲洗法。

The results indicate that,in the process of knowledge sharing in enterprise under incomplete information,if employees are risk neutral,then he should take all risk and become real principle,there is no incentive;if employee is risk evadable,then enterprise should design incentive mechanism by the pattern of fixed pay plus profit distribution in order to employee to take some risk,Pareto optimality isn't reachable.

研究结果表明:在不完全信息条件下的企业内部知识共享过程中,当员工为风险中性时,企业无需对员工进行激励,员工会承担全部风险实际充当委托人角色;当员工为风险规避时,企业应采用固定报酬加利润分成方式设计激励合同,使得员工承担一定风险,此时帕累托最优合同无法实现。

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We have limited budget let me know if you can do this competitively.

我们有限的预算让我知道如果你能做到这一点竞争力。

We don't know how other critters breathe--lizards, for example.

我们还不知道诸如蜥蜴之类的动物如何呼吸。

Here, you can find one of the largest affiliate marketing programs in the industry.

在这里,你可以找到最大的子公司,在行业市场推广计划之一。