查询词典 risk capital

The thesis is to establish systematical and perfect rate index and warning method of humane capital investment and management risk which is the important approach of preventive control and enterprises' humane capital risk auditing which is the important approach of aferwards control because of the condition of focusing on the process control of enterprises' humane capital investment risk in Chinese academe.

针对我国学术界企业人力资本投资风险的研究集中于事中控制的现状，本文对企业人力资本投资风险事前控制重要手段——企业人力资本投资管理风险的评估指标和评估与预警方法，企业人力资本投资风险事后控制重要工具——人力资本投资风险审计等进行了研究

In this paper, the capital risk management of international construction by means of risk analysis is described. First, the traditional theories of capital risk analysis are discussed in detail. Then, possible capital risks in international construction contracting are analyzed and assessed systematically.Third,a series of mathematical models of assessing capital risks are established after analyzing the cash flow of the project. Based on the analysis mentioned above, computer simulation programs are developed.

将风险分析技术用于国际工程资金管理领域，在总结以往的风险分析理论的基础上，通过对国际工程承包资金风险的辨识、估计和评价，结合对工程现金流分析，系统分析了国际工程承包中可能遇到的风险，建立了一组资金风险评价的数学模型，并结合计算机模拟技术，编制了风险模拟计算程序。

The new one attaches more importance to banks' internal system of assessing risks than to the capital adequacy, for the first time, truly connects capital management with risk management. Banks are not only to passively meet the minimum needs of capital adequacy, but to match capital level with risk level by strengthening internal risk management.

新协议将监管重点从原来单一的最低资本充足水平转向银行内部风险评估体系的建设状况上来，第一次真正地将银行的资本管理和风险管理挂起钩来，银行不再是被动地去满足最低资本充足率的要求，而是从强化内部风险管理着手，实现资本水平和风险水平的合理匹配。

Because commercial banks' loan is the main approach currently solving capital problems of SMSE, therefore, commercial banks need study risk control of SMSE's credit business, establish a set of risk control system so as to ensure the smoothrunning of the loan, and to provide capital support for SMSE's development, which, inturn, offers the beneficial help for commercial bank to disperse capital risk and toimprove competitive ability.

而商业银行贷款是当前解决中小企业资金问题的主要途径。这就要求商业银行研究中小企业信贷业务风险控制，建立起一套风险控制体系，以保证这项业务的正常开展，从而为中小企业发展提供资金支持，也为商业银行分散资金风险，提高竞争能力提供有益的帮助。

Based on the research of current situation of risk management of capital allocation for commercial banks both at home and abroad at present, this paper put forward a unified VaR theory framework and model by using reserve for bad debts, capital at risk and deposit insurance system. The reserve for bad debts, capital at risk and deposit insurance system are used to execute grading risk prevention and to develop a comprehensive quantification method that executing risk management to commercial banks.

因此，在对目前国内外商业银行资本配置风险管理现状进行研究的基础上，本文提出了包含损失准备金、风险资本和存款保险的商业银行资本配置风险管理的统一的VaR理论框架和模型，用损失准备金、风险资本、存款保险制度来分级防范风险，并在此理论框架和模型下发展出完整的从资本配置的角度对商业银行进行风险管理的量化方法。

The problems on risk management through capital allocation for commercial banks are converted into the respective research on appraisal methods to reserve for bad debts and capital at risk arising from credit risk, market risk and operating risk within the framework of a unified risk management model of capital allocation.

有了统一的资本配置风险管理模型后，商业银行的资本配置风险管理问题就转化为分别研究信用风险、市场风险和操作风险的损失准备金和风险资本估计方法。

In author's opinion, in theory and practice, the risk management through capital allocation for commercial banks both at home and abroad at present does not clearly define risk prevention functions of reserve for bad loans, capital adequacy ratio and deposit insurance system and does not use clear and quantitative theory model to guide the recognition of reserve for bad debts, capital adequacy and deposit premium ratio, especially without reasonable basis and model to support the management of 8% capital adequacy ratio for commercial banks by analysis of current condition of risk management for commercial banks both at home and abroad.

上述分析表明，目前国内外商业银行在资本配置风险管理中没有清晰地界定呆帐准备金、资本充足率和存款保险制度的风险防范功能，没有用清晰的、定量的理论模型来指导呆帐准备金、资本充足率、存款保险费率的确定，特别是商业银行8％的资本充足率管理没有理论依据和模型支持。

This thesis dedicated to research the investment control of BT project, researched the risk in the program construction, the compose portion and the factors effecting the investment. The research includes the conception and the character of the BT project; the actualize process and the questions should be pay attention to; the conditions of BT contract and the sector of the compose poison of the contract price. In this part researched the conception of the BT purchase price and concluded that the relation between the purchase price and the investment. Then studied the risk factors that effect the investment according to the character of the project and then brought forward several advices of the contract item about how to share the risk. Studied compose sector and it's calculatingly methods of the construction cost which is the main part of the investment, then studied how to control the cost during the construct process and analyzed project variations as well as how control that. In the end, researched the capital cost of BT program, the main content include the concept of the capital cost, the calculatingly methods using the engineering economic method, the method writer suggest in the thesis according to the project practice, how to control the capital cost, mainly through setting up an account and inspecting it, and regulating the program financing rate in reason.

本论文的研究重点即BT项目的投资控制，围绕该问题，本论文的主要研究内容有，从BT模式和BT项目的基本分析开始，研究了BT模式的基本概念、BT项目的运作过程、基本特征；研究了BT项目的合同条件和合同价款，该部分分析了BT项目的合同结构、BT项目的承发包工作范围、BT项目的回购价款组成和确定；根据项目建设特征分析了影响BT项目投资的风险因素，并且提出了在对风险进行分配和分担类合同条款制定时建议；建设工程费用是构成BT投资的主体费用，本文对其各组成部分的基本构成、计算方式进行了分析，研究了实施过程中管理控制和工程变更及变更控制的问题；文章的最后对构成BT项目投资的资金成本进行了探讨，分析了资金成本的概念和形成，运用工程经济学的基本理论分析了资金成本各部分的基本计算方式，依据现有的工程实践情况提出了本文建议的计算方式，最后分析了如何对资金成本进行控制――主要通过设立资金账户对其进行监管以及对项目融资的利率进行合理规定。

Compared with the original Basle Capital Accord, the new one requires the according capital of all risks including credit risk, market risk and operational risk, and puts forward a series of progressive methods of measuring the capital which can be flexibly choused by banks.

新协议将监管重点从原来单一的最低资本充足水平转向银行内部的风险评估体系的建设状况上来，强调了监管当局的监督检查和市场纪律对最低资本规定的补充作用。

The direct result of the insurance securitization is that a great quantity of capital can be attracted to flow into the insurance market, which will offer the investors the new, risk-separate investing channel and play an enormous role in improving the capital constitution of the financial industry and promoting the effective flow of the capital combined with the new changes of the calamity risk in the insurance industry both catastrophe internal and international, it is more important to securitize the insurance of the catastrophe risk.

保险证券化的一个直接结果是可以吸引大量资本流向保险市场，为投资者提供新的、风险独立的投资渠道，对改善金融市场的资本构成，促进资本的有效流动将会发挥巨大的作用。

This is not an ordinary box, which is used as a background picture of the dialog box, very pretty.

详细说明：这可不是一个一般的对话框，它是用图片作为背景的对话框，非常好看。

Conceal me what I am,and be my aid for such disguise as haply shall become the form of my intent.

遮掩我的身份，帮助我，我的面具将成为我的目的。