查询词典 mortgage

From surveying the advance-booking of our country"s commercial housing, analyzing the mortgage in Hong Kong"s law, researching the present situation and perspective of our country"s mortgage practice, studying specially the discrimination between mortgage and charge as well as pledge, the author deduces that guarantee object of advance-booking of commercial housing is the reversionary right, and the advance-booking of commercial housing should be classified into the cessionary guarantee system in expectation of benefit to the legislation of our country"s property right law.

本文从对我国商品房预售概述和香港法上的按揭分析、从我国按揭实务现状及问题透视的研究、从按揭与抵押、质押的区别作了专门的研究，认为商品房预售按揭的担保标的物是期待权、商品房预售按揭应归于让与担保制度范畴的结论，以期对我国物权法的立法有所裨益。

In circumstance of chattel mortgage, mortgagor does not transfer the possession of subject matter of mortgage which makes mortgage of chattels different from plege on movable in announcement.

在动产抵押的情况下，抵押人并不转移抵押物的占有，这就使动产抵押在公示方面不同于动产质权。

Most mortgage lenders will require you to pay the closing cost of a mortgage loan, even a zero down mortgage loan.

按揭贷款最需要你付出代价闭幕抵押贷款即使是抵押贷款下降为零。

German investment mortgage has deeply influenced the development of the legislations of many Continental Law countries. The Independent Mortgage of Hungary, the Land Charge of Slovenia and the Mortgage of Northern Europe are good examples of its exterritorial influence.

德国的投资抵押权制度对于众多大陆法系国家都具有深远的域外影响，匈牙利的独立抵押权制度，斯洛文尼亚的土地债务制度以及斯堪的纳维亚抵押权制度都是明证。

Once you start to fall behind with your mortgage repayments and build up mortgage arrears (often through no fault of your own), there is a risk that the mortgage company may try to repossess your home.

一旦你开始落后，并建立抵押拖欠供款，有风险，按揭公司会设法收回你的家。

"Upon lodgment of a mortgage instrument and any consents required pursuant to section 45 (2), the Registrar shall enter in the register particulars of the mortgage and shall endorse on the mortgage instrument the date and time of registration."

抵押文书及第45(2)条规定的同意书送交注册官后，注册官即须将有关该抵押的资料记入注册记录册，并须在该抵押文书上加签注明其注册日期及时间。

In the last part, the paper appraises mortgage value using the former and improved capitalization rate respectively. Making using of the method of appraisal bias, the paper concludes that using the former capitalization rate results in overrating the appraisal result, while using the improved capitalization rate does not exist overrating problem. Based on that, the paper compares the former and improved capitalization rate from the following six aspects- mortgager, financial institution, appraisal institution, conservative principle of appraisal of mortgage, default risk, mortgage rate, and finally concludes that the improved capitalization rate is more scientific and accurate.

通过案例分析分别运用改进前后的资本化率进行评估，运用评估bias方法对评估结果进行研究，得出运用改进前的资本化率进行评估存在高估的现象，而运用改进后的资本化率进行评估则不存在高估的问题，在此基础上从抵押人、金融机构、评估机构、保守性估价原则、违约风险、抵押利率六个方面对改进前后的资本化率进行了系统的比较，得出改进后的资本化率更加科学精确的结论。

First, in this essay, the author states the reasonableness and necessity of permitting transfer of mortgaged property, affirms that mortgager will not lose the right of dispose and is entitle to transfer the property freely when the property is under mortgage. And at the same time, the author agrees the theoretical basis of droit de suite and the mortgagee's interests can be protected through the enforcement of the recovery right. Second, the author introduces the legislation of droit de suite in several countries with typical civil law legal system and analyses the particular characteristics of these different registrations. Third, the author points out the defects and malpractice of the legislations in our country after analyzing the legislation which state ambiguously the recovery right of mortgage and restricts the transfer of mortgaged property based on the tracing the development of system in respect of transfer of mortgaged property in Chinese legislation on guarantee. Finally, according to the real situation of our country, the author presents some concrete proposals on perfecting the system of transfer of mortgaged property and droit de suite of mortgage to reach the balance between static safety of property rights and dynamical safety of transactions with the reference to successful expericnees of other countries.

本文首先从理论依据出发，论述允许抵押物转让的合理性与必要性，肯定抵押人在抵押期间不丧失对抵押物的处分权，可以自由转让抵押物，同时认为抵押权追及力的存在具有理论基础，通过赋予抵押权以追及效力即可保障抵押物转让关系中抵押权人的利益；其次，简要介绍几个具有典型意义的大陆法系国家关于抵押权追及力的立法状况，分析各国立法的侧重点；再次，结合我国担保立法关于抵押物转让制度的发展轨迹，对我国立法未明确承认抵押权所固有的追及效力，且限制抵押物转让的规定进行剖析，认为存在一定的疏漏和弊端，具有明显的不合理性；最后，根据我国国情，并借鉴国外立法的成功经验，提出完善我国抵押物转让及抵押权追及制度的具体立法建议，以寻求物权的静态安全与交易活动的动态安全的平衡。

Mortgage insurance, that is for personal housing mortgage loans at the same time are required to purchase mortgage insurance.

按揭保险，这是对个人住房按揭贷款的同时，必须购买按揭保险。

Side for the transfer of ownership of the property commonly known as mortgage, mortgage equity side of the beneficiaries, in the mortgage lending process, the transfer of a mortgage beneficiaries property owners.

一般称物业所有权转让方为按揭人，受让方为按揭受益人，在按揭放款过程中，按揭受益人经转让成为物业所有者。

If you are unfortunate enough to the lovelorn, please tell me, I will help you out, really, please contact me!

如果你不幸失恋了，请告诉我，我会帮助你摆脱困境，真的，请联系我啦！

China's plan to cut energy intensity by 20 percent and pollutant discharges by 10 percent between 2006 and 2010 is a case in point.

中国计划在2006年到2010间降低20%的能源强度和减少10%的主要污染物排放，就是一个这样的例子。