查询词典 lending

Guide commercial banks to effectively identify, measure, monitor and control credit risk in real estate, in August 2003 we began drafting the "Guide", on the first draft of the scope for small and the relevant professional institutions and commercial banks advisory opinion, the revised and listen to the real estate lending representative of the Banking Board and various areas of commercial banks, real estate companies and the Hong Kong region of the real estate lending risk control practice some more prominent banking institutions.

为引导商业银行有效识别、衡量、监测和控制房地产贷款风险，我们于2003年8月着手起草了《指引》，并就初稿小范围征求了相关专业咨询机构和商业银行的意见，修改后，又广泛听取在房地产贷款方面有代表性地区的银监局以及各类商业银行、部分房地产公司以及香港地区房地产贷款风险管控方面做法较突出的某些银行机构的意见。

We were the effects of the tightening in the transfer from the three indicators: Bank lending to control the rate of decline in its assets and liabilities, development lending rates improve its gross margin decline in mortgage interest rates make home buyers to purchase a corresponding reduction in the housing area (although may actually be lower housing prices, but we make in this simplified treatment), while the sales area to reduce the decline in its asset turnover ratio.

我们的影响，紧缩的转让从三个指标：银行贷款，以控制下降率在其资产和负债，开发贷款利率提高其毛利率下降，抵押贷款利率使购房者购买相应减少房屋面积（虽然实际上可能会降低房价，但我们在此简化治疗），而销售面积，以减少下降资产周转率。

I do not mind lending him my razor, but I draw the line at lending him my tooth-brush.

我不在乎接我的剃刀给他，但是牙刷就不行了。

Subsequently, the paper indicated how the incompliant lending came from the bank and company sides, and summarized several common incompliant patterns based on personal experiences. Those patterns are as follows: firstly,"used shell to give birth to eggs"by the medium and small developer; secondly,"unified distribution"by large developer; thirdly,"do in the darkness"used in hyper-investment or roll development by developer. The paper summarized the characteristic and fund operation process for each mode, and analyzed the influence and risk of incompliant lending loan to both banks and real estate markets.

接着，从银行及企业两方面阐述房地产违规信贷的成因，并凭借个人实务经验总结出几种常见的违规信贷模式，一是中小型房地产商采用的借壳生蛋型，二是大型房地产商采用的统一调配型，三是在项目超投资或滚动开发时采用的暗渡陈仓型，对每一种模式归纳了特点及资金流转过程，并分析了违规信贷对银行和房地产市场的风险。

For the incompliant lending patterns mentioned above, on commercial banks part, improving the management and business technique will reduce, or even eliminate the incompliant behaviors in the pre-investigation process. From the Central bank and China Banking Regulatory Commission side, setting the inner network in the same industry, controlling the ratio of real estate loan, and enhancing the penalty to suppress the development of incompliant lending of real estate are effective ways to control risk. Fundamentally, the government should conduct the developer of real estate to search for the new financing mode to improve the stability and development, this might include some measures as follows: improving the liability financing structure of large real estate companies, develop the Reits and support its securitization to form the multi-financing.

对上述违规模式，从银行内部提高管理及业务水平方面，本文提出了针对性的风险防范措施，可有效地将违规的苗头扼杀在贷前调查过程中；从央行及银监会角度，可以通过建立同业信息沟通网络、严格控制房产信贷比重、加大违规惩戒力度等手段抑制房地产违规信贷的发展；而最根本的，政府应当引导房地产开发企业寻找新的融资渠道来促进房地产行业稳定和健康的发展，包括改善大型地产企业的债务融资结构、发展房地产投资信托基金及推动房产抵押证券化等方式形成房地产多元化融资的格局，这样，房地产违规信贷模式也就不攻自破了。

Blanket release: Release by Bank member of its 18% currency for indefinite lending or re lending .

解除限制：世界银行会员国解除其对未确定的贷款或转贷使用的18%的本国货币限制。

Event: People's Bank of China yesterday announced that from September 16, 2008, the lower one-year RMB benchmark lending rate 0.27 percentage points, the grade of other period in accordance with the short-term benchmark lending rate polytonality, less stressed the principle of long-term adjusted This is a lapse of 4 years after the benchmark lending rate of the first down.

事件：中国人民银行中国银行昨日宣布，从2008年9月16号，下一年期人民币贷款基准利率上调0.27个百分点，在其他依照期间与短期贷款基准利率多调级，少强调的原则长期的调整，这是4年后的第一个贷款基准利率下降而失效。

Last Wednesday's Bank of China announced the reduction of commercial banks on one-year deposit and lending rates 108 basis points, and other period of the deposit, lending rates corresponding to the reduction in the rate at the same time the central bank lowered again Deposit and lending, such as the rediscount rate.

上周三的中国银行公布的商业银行一年期存款及贷款利率下降108个基点，以及其他期限存款，贷款利率在相应的速度，同时减少央行再次下调存款和贷款，如再贴现率。

New renminbi lending by domestic financial institutions came in at 410.4 billion yuan （US$60.4 billion） in August, which although smaller than the monthly average of 1.23 trillion yuan in the first half of the year beat expectations of an even lower lending growth rate following a sudden atrophying of bank lending to only 355.9 billion yuan in July.

中国人民银行公布的数据显示，截止8月底，广义货币供应量M2同比增长28.52%，已经恢复到6月份的水平，较去年年底政策改变为适度宽松的货币政策时，增速提高了近一倍。8月份新增人民币贷款为4104亿元（约合604亿美元），这虽然低于今年上半年的平均每月贷款1.23万亿元，仍然好于7月份（由于预期贷款增长额度的下降导致银行贷款突然萎缩）的3559亿元。

Release by Bank member of its 18% currency for lending or relending, with some restrictions, such as the requirement that the funds only be used in the currency concerned without being converted or are only used for initial lending and not indefinite lending and relending.

世界银行会员国解除对其缴纳的18%本国货币贷款或再贷款的限制，但仍附有一些限制，如只能直接使用该货币而不能转换成别的货币；或只能用于初始贷款而不能用于无限期贷款和再贷款。

Graf, without question, is the greatest women's player in history.

格拉芙，现在，毫无疑问是女子网坛历史上最伟大的选手。

If not, you will have to look around at all your important data.

如果没有，您将需要检查所有的重要数据。