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According to economic insurance system based on probability theory and law of large numbers, insurers should first make prediction and calculation about the risk conditions of insurance objects and then decide whether to accept insurance and determine premium rate, so as to maintain the payment balance.

建立在概率论与大数法则基础上的保险经济制度务求保险人在订立合同前正确预测与评估保险标的危险状况并以此决定是否承保及确定保险费率，借以维持保险业收支平衡。

After a few years, the Matthew Thornton Health Plan started to be cheaper than other insurers.

一些年以后，马太桑顿健康计划实施了且其他的保险公司更便宜。

All the financial intermediaries involved - from mortgage brokers and title insurance agents to credit ratings agencies and bond insurers - have come under severe scrutiny.

所有的金融中间人——从抵押贷款经纪人、产权保险代理人、信贷评估机构到债券保险商——都处于外界的严密审视之下。

These problems may include insufficient payment, uncompensated care for confidential reproductive services, and insurers' failure to recognize and pay for certain billing and diagnostic codes.

这个政策发表一连串的建议计划，提出严重的保险不足与给付问题，将对投保的青少年以及照顾他们的医师造成影响。

In life insurance industry, many insurers increase insurance agents unlimitedly for the purpose of broadening business scope and rising premium.

摘要在人寿保险行业中，一些公司为了业务规模的扩张和保费的增长，采用了无限增员的人海战术。

Under Institute Collision Liability Clause the insurers agree to indemnify the Assured for 3/4ths of collision liability, while under PICC Hull Insurance Clauses the insurer have to pay 4/4ths collision liability as well as allision liability the Assured becoming legally liable to third party.

英国协会条款仅承保3/4的船舶碰撞责任，而我国人保船舶保险条款则承保4/4的碰撞、触碰责任，沿海内河船舶保险条款则承保3/4的碰撞、触碰责任。三者对间接损失的保险责任也有所不同。

Even if the hybrid discounts that insurers are giving help attract new business, chances are they aren't so fiscally sound overall."A 25-percent increase in miles driven or a 30-percent differential in loss costs is very significant," said Bhat.

海特说：&即使保险公司正在给购买混合动力车提供优惠以吸引新的生意，可能他们在财政上不是太缺钱，但在里程方面25%的增加或30%的损失费用都是很重要的。&

U.S. life insurers are an important and cyclically stable source of credit to business.

美国的人寿保险商是商业的一个重要的和周期性稳定的信贷来源。

Our other primary insurers delivered their usual fine results last year. These operations, run by Rod Eldred, John Kizer, Tom Nerney, Michael Stearns, Don Towle and Don Wurster had combined premium volume of $579 million, up 40% over 2000. Their float increased 14.5% to $685 million, and they recorded an underwriting profit of $30 million. In aggregate, these companies are one of the finest insurance operations in the country, and their 2002 prospects look excellent.

我们其它初级的保险公司去年的表现依旧出色， Rod，由 John， Don， Tom， Michael 等人带领的各家保险事业，总计贡献了 5.79 亿美元的保费收入，较 2000 年成长了四成，浮存金则增加 14.5%成为 6.85 亿美元，外加 3，000 万美元的承保利益，总的来说，这些公司堪称全美最好的保险公司之一，展望 2002 年他们的前景依然可期。

In a smaller but nevertheless important way, our "other primary" insurance operation has also added to Berkshire's intrinsic value. This collection of insurers has delivered a $192 million underwriting profit over the past five years while supplying us with the float shown in the table. In the insurance world, results like this are uncommon, and for their feat we thank Rod Eldred, Brad Kinstler, John Kizer, Don Towle and Don Wurster.

其它规模较小但同等重要的&其它保险&营运一样为伯克希尔增添了许多实质价值，总结过去五年来，这群保险公司为我们贡献了 1.92 亿美元的承保利益，外加下表所显示的浮存金，在保险世界里，能够有这样的成绩实属不易，这都要感谢 Rod， Brad， John， Don 等人。

I am sure after a few weeks of adaptation and familiarization I will have no difficulty in functioning on a daily basis in an English speaking society or in participating fully in graduate studies.

在大学的三年的学习生活不仅给予我自身的充实，更重要的是磨练和培养了我较强的自觉能力和严谨，踏实的作风以及不怕困难的精神，对未来充满了信心！

As the first volcanoes erupted, one of the gases that bellowed out was steam.

在第一批火山喷发时，喷出的气体之一就是水蒸汽。