查询词典 have the loan of

After all the real estate industry is a relatively high risk industries. The 1980s savings and loan association crisis in the United States, making more than 2,000 financial institutions collapse of frugality, the liquidation of these institutions spent more than 10, a loss of taxpayer's money and two hundred billion U.S. dollars, equivalent to the United States in 1933 GDP of 40%, the direct cause of is chasing real estate profiteering and loans by loan-to-short length, degree of concentration of residential mortgage loans in more than 82 percent, coupled with the sharp fluctuations in interest rates and other factors have resulted in crisis.

房地产行业说到底是风险比较高的行业。1980年代美国储贷协会危机，使得2000多家节俭金融机构倒闭，清算这些机构花了10以上的时间，损失了纳税人的税款2000亿美元，相当于美国1933年GDP的40%，直接原因是追逐房地产暴利，贷款是借短贷长，住宅抵押贷款集中度在82%以上，加上利率的剧烈波动等因素导致危机的产生。

If you have a fixed rate loan, the interest rate is set for the life of the loan.

如果你有一个固定利率贷款，利率定为终身的贷款。

A loan contract is a contract by which one party, the lender, is obliged to provide the other party, the borrower, with credit of any amount for a definite or indefinite period, in the form of a monetary loan or of an overdraft and by which the borrower is obliged to repay the money obtained under the credit, whether or not the borrower is obliged to pay interest or any other kind of remuneration the parties have agreed upon.

借贷合同指一方当事人有义务向他方当事人提供一定额度的信用，该信用得为定期的亦或不定期的，得为货币形式亦或透支形式，而借用人有义务返还在该信用下取得的货币的合同，而不论借用人是否应支付利息或者当事人约定的任何其他形式的报偿。

Loan guarantees have been increasingly widespread with the mercerization of the economy and economic development, so more and more attention is paid to loan guarantee pricing.

中国经济市场化和经济增长产生的融资需求条件下，贷款担保定价问题越来越受到关注。

Rational development and utilization of resources have been published, one should step up publicity to raise awareness of the readers; II have lunwen114been published in order to shorten the time bound to improve the Journal of the loan management; Third, we should do a good job in the old tick, and speed up the Journal of Information Resources building; four to a rational distribution, open-shelf services, and improving the Journal of the loan management.

合理开发和利用过刊资源，一要加大宣传力度，提高读者的认知程度；二要缩短过刊装订时间，改善过刊的借阅管理；三要做好剔旧工作，加速过刊信息资源建设；四要合理布局，开架服务，改善过刊的借阅管理。

In Beijing, the price of one million items of down payment mortgage loans LTV has increased to 7, into the bank in the bank loan to buy the second set, the third sub-suite to customers have increased the percentage of down payment or even stop loan.

在北京，价格为100万件首期付款按揭贷款按揭成数已增加至7日，到该银行在银行贷款购买第二套，第三分套件为客户增加了首期付款的比例甚至停止贷款。

In such case, bank should also take the construction company's credibility into consideration, evaluate the feasibility of the construction plan submitted by the construction company and have the construction company as a jointly warrantor of the loan to lower down the risk of the land financing loan.

三、以地主个人名义向银行申贷土地融资之合建案，银行在办理授信评估时，应并同建商之资力信用与兴建计划作综合评估，并徵提建商为连带保证人，才能有效降低合建案之授信风险。

In the first time ,we provide a loan, restrict examining system will have an intended or expected effect on preventing the no-performing loan, but less effect on rent-seeking while the loan is fine; in the following period, the income of risk reviewer is together with the quality of a loan ,when the loan is reapplied , the best choice is to reprovide,and take the income, reproviding and avoiding the penalty take the second place, refusing the loan takes the third place ,the worst choice is to reject the loan and accept the penalty.

第一次发放贷款时，我们加大对贷款质量的考核力度，会减少信贷人员在不良贷款种的寻租行为，防范发放不良贷款。面对正常贷款，信贷人员有很大倾向进行寻租，考核力度与是否寻租没有关系，形成了&贪赃&不&枉法&的格局；贷款发放，贷款质量与信贷人员的业绩完全挂钩。在同一个信贷人员管理的过程中，贷款偿还再贷时，当期实现的利益和面临的处罚集中在一个人的身上。

If the project already has a loan commitment or requires collateral to support the loan we provide, we have several programs that can provide bank guarantees, letters of credit or CD deposits to fully securitize the loan.

如果一个项目获得了贷款承诺或者要求抵押品来支持我们提供的贷款，我们有几个项目，可以提供保函，信用证或 CD 存款来完全保障该贷款。

Different risks have different insurance needs, and therefore, for the purchase of personal loan business, at least three types of insurance required : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, principal owing on the loan guarantee period by the lender or accidental injury and disease incapacity or death situation, banks can secure their loans, lenders families can continue to live; Third mortgage purchase a performance bond insurance, in which insurance, the insurance companies play the role of the guarantor to charge a premium for the purchase of security costs, credit for the purchase and the provision of economic security, as was the guarantor for death, unemployment causes an inability owing on the loan, the insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

不同的风险有不同的保险需求，因此，对于个人贷款购房业务，起码需要三类保险的保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要保证还贷期内在贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，在这种保险中，保险公司扮演了担保人的角色，向购房人收取一定的保险费作为担保费，并为购房人的经济信用提供担保，当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Methods: Five patients with parkinsonism or dystonia were assigned to general anesthesia using an modified endotracheal tube.

本实验依照人体实验之相关规定进行，五位患有帕金森氏症或肌张力异常的病人接受神经立体定位手术。

If you can benefit from this book, it is our honour.

如果您能从本书获益，这将是我们的荣幸。