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On the basis of anglicizing the development situationof online bank in our country, this dissert discusses constraints in detail, and further, provides strategies and steps for the development of online bank in our country.

本文在分析我国网上银行发展现状的基础上，深入讨论了我国发展网上银行的制约因素，意在进一步提出我国网上银行发展的策略和步骤。

To improve the venture supervisory system of our country and to enhance the competition level of the commercial bank is the only way to make the commercial bank a better challenge for the whole opening of our commercial bank. Also, it is the only way for commercial bank to grow up rapidly in the condition of opening and to inosculate in international market.

我国的商业银行风险监管体系包括静态监管体系和动态监管体系，通过分析动态监管体系和静态监管体系之间的关系，可以得出，静态监管条目下的法律体系、组织体系和技术体系可以代表整个风险监管体系的内容，该风险监管体系要对我国商业银行面临的信用风险、市场风险、操作风险等进行监管。

When a country subscribes its contribution to the International Monetary Funds or the International Bank for the Reconstruction and Development or the World Bank or to any of its associates, and that currency is lent out to another member country, such lending tends to weaken the exchange rate of the subscriber country's currency.

与国际金融机构的业务：当一国向国际基金组织，或向国际建设和开发银行，或世界银行认缴份额时，以其货币提供给其他成员国时，就会降低认缴国货币汇率。

When a country subscribe s its contribution to the International Monetary Funds or the International Bank for the Reconstruction and Development or the World Bank or to any of its associates, and that currency is lent out to another member country, such lending tends to weaken the exchange rate of the subscribe r country's currency.

与国际金融机构的业务：当一国向国际基金组织，或向国际建设和开发银行，或世界银行认缴份额时，以其货币提供给其他成员国时，就会降低认缴国货币汇率。

And advanced day night, our country Central Bank announces to put loan interest rate to reduce 0.27%, this is the tierce inside two months makes our country Central Bank lower interest decision, the strong history of policy strength is infrequent.

而在前日晚间，我国央行宣布存贷款利率下调0.27%，这是我国央行两个月内三度作出降息决定，政策力度之强历史罕见。

Is an expert to good expert the manner when colludes with with other people carries on the cheating, exists with the bank staff colludes with the implementation cheating the situation, in the current our country actual situation, the bank nature has the state-owned bank and difference the non-state-owned bank, therefore the author and the heterogeneity bank staff colludes with the implementation loan cheating the nature to be different, this article only colludes with the implementation on the author and the state-owned bank staff the behavior to make the discussion.

在行为人与他人勾结进行诈骗时，存在着与银行工作人员相勾结实施诈骗的情形，在当前我国实际情况下，银行的性质有国有银行和非国有银行之别，因此行为人与不同性质银行的工作人员勾结实施贷款诈骗的性质不同，本文仅就行为人与国有银行工作人员勾结实施的行为作探讨。

And among them, credit card overdraws consumption held quite large proportion, however, be in yesterday, the Central Bank, silver-colored inspect meeting, the Ministry of Public Security and country are industrial and commercial total bureau is given out jointly " the announcement that gets stuck to safety administration prevents and hit a bank to block crime about strengthening a bank " the requirement strengthens a bank to get stuck from 6 respects especially the safety administration of credit card, prevent and hit corresponding crime.

而其中，信用卡透支消费占到了相当大的比例，然而，就在昨天，央行、银监会、公安部和国家工商总局联合发出《关于加强银行卡安全管理预防和打击银行卡犯罪的通知》要求从六个方面加强银行卡尤其是信用卡的安全管理，预防和打击相应的犯罪。

Compared with country of market economy, China's existing legal system of forcing market withdrawal of the commercial bank also has much weakness.we should perfect the legal system of dissolution and bankruptcy of the commercial bank,perfect dispersion and compensation mechanism of the problematic bank,perfect supervision mechanism and risk warning mechanism of the commercial bank.

针对我国商业银行强制型市场退出法律制度存在的诸多不足，本文探讨了商业银行市场退出法律制度下金融安全与金融发展的平衡，亦提出了相应的完善对策：健全商业银行撤销和破产法律制度，建立商业银行的风险分散与补偿机制以及商业银行监管机制和风险预警机制。

In under the financial globalization situation, along with our country monetary system reform step quickening with the financial industry opening degree enhancement, the foreign capital bank inrushes our country unceasingly, to Our country State-owned Commercial bank is one kind of very big challenge.

在金融全球化的形势下，随着我国金融体制改革步伐的加快和金融业开放程度的提高，外资银行不断涌入我国，对我国国有商业银行是一种很大的挑战。

Currently our country of on-line bank the service is an additional net generally in the traditional bank the service up the service function, can provide the search, internal bank account funds of the search, bank account detail of the bank account surplus amount to transfer for the customer, foreign land telegraphic transfer, mail transfer, act for charge's etc. a basic finance a service, and net top shopping square, act for insurance, stock and foreign exchange bargain etc. comprehensive sex finance service.

目前我国的网上银行服务一般是在传统银行服务中附加网上服务功能，能够为客户提供帐户余额查询、帐户明细查询、内部帐户资金转移、异地电汇、信汇、代理收费等基本金融服务，以及网上购物广场、代理保险、股票及外汇交易等综合性金融服务。

If you are unfortunate enough to the lovelorn, please tell me, I will help you out, really, please contact me!

如果你不幸失恋了，请告诉我，我会帮助你摆脱困境，真的，请联系我啦！

China's plan to cut energy intensity by 20 percent and pollutant discharges by 10 percent between 2006 and 2010 is a case in point.

中国计划在2006年到2010间降低20%的能源强度和减少10%的主要污染物排放，就是一个这样的例子。