贷款

New renminbi lending by domestic financial institutions came in at 410.4 billion yuan （US$60.4 billion） in August, which although smaller than the monthly average of 1.23 trillion yuan in the first half of the year beat expectations of an even lower lending growth rate following a sudden atrophying of bank lending to only 355.9 billion yuan in July.

中国人民银行公布的数据显示，截止8月底，广义货币供应量M2同比增长28.52%，已经恢复到6月份的水平，较去年年底政策改变为适度宽松的货币政策时，增速提高了近一倍。8月份新增人民币贷款为4104亿元（约合604亿美元），这虽然低于今年上半年的平均每月贷款1.23万亿元，仍然好于7月份（由于预期贷款增长额度的下降导致银行贷款突然萎缩）的3559亿元。

A student consolidation loan is a loan that consolidates all your student loans into one student loan.

学生巩固贷款是贷款，巩固你所有的助学贷款成一个助学贷款。

A student consolidation loan is a loan that consolidates all your student loans into one student loan.

学生贷款是一项综合你把所有的贷款，助学贷款成为助学贷款。

Securitization of home loans is almost nonexistent in China, and buyers are limited to borrowing 70% of the price of their houses -- less for second properties -- precluding the kind of zero-down-payment mortgages that characterized the U.S. housing bubble.

中国几乎不存在住房贷款证券化，购房者可获得贷款的上限为房屋价格的70%──购买第二套房产的贷款比例更低──杜绝了美国住房泡沫中的那种零首付抵押贷款现象。

A commercial bank shall not make a housing mortgage loan under which the credit fluctuates with the appraisal value of housing or whose use is not specified, and before a purchaser repays a loan in full, shall not make an additional loan on the basis of the reappraised net value of the mortgaged housing.

商业银行不得发放贷款额度随房产评估价值浮动、不指明用途的住房抵押贷款；对已抵押房产，在购房人没有全部归还贷款前，不得以再评估后的净值为抵押追加贷款。

Any projects applying for no less than RMB 5 million fixed assets loan or no less than $1 million foreign exchange loan from ICBC should be appraised; any S%26amp;T development loan should be appraised in principle regardless loan amounts; additional loan amounts exceeding 30% of the former loan commitment should be reappraised.

凡申请中国工商银行固定资产贷款人民币500万元以上、外汇贷款100万美元以上的项目，均应进行评估；科技开发贷款不论贷款额大小，原则上都要进行评估；追加贷款额超过原承诺贷款30%的应重新进行评估。

Auto loans, consumer loans, student loans, loans in the United States in all spheres of life.

汽车贷款，消费贷款，助学贷款，在美国的贷款在生活的各个领域。

Among them, the major one is loan risk such as high default rate and the bank\'s Credit Stinting, and consequently many qualified applicants can not receive the loan aid.

但是国家助学贷款在运行过程中遇到诸多问题，其主要问题之一是贷款风险，表现为贷款拖欠率高、银行惜贷，许多符合条件的申请人得不到贷款资助。

On the basis of questionnaire survey, interview and comparative studies of domestic and international practices, this dissertation, in terms of the credit financing guarantee theory and the principal-agent theory under asymmetrical information, discusses the necessity of introducing guarantee to GSSL and examines the following questions: why guarantee can solve the problems of high default rate and credit stinting, which kind of guarantee is suitable for GSSL, which body is fit for providing guarantee for GSSL and how to motivate the guarantor to accomplish the guarantee task of GSSL.

本文在问卷调查、访谈调查和国际比较研究的基础上，运用信息不对称下的信贷融资担保理论、委托—代理理论，论述将担保引入到国家助学贷款中的必要性，探究担保为何能够解决拖欠率高和银行惜贷问题、哪种担保方式适合国家助学贷款、哪些主体适合为国家助学贷款提供担保以及如何激励担保人做好国家助学贷款担保工作。

However, bankers are the prospects for the mortgage market remain optimistic about the real estate industry generally felt that as a result of consumer items are rigid and will not be greatly affected, as the overall mortgage policy adjustment, bankers, who think "prevention and control overheating "focus not on the buyers of consumer loans, but a variety of development loans, land leasing and other areas prone to loopholes.

然而，银行家们的前景抵押贷款市场仍然乐观，房地产行业普遍认为，由于消费刚性的项目，也不会受到很大的影响，整体按揭贷款的政策调整，银行家，谁认为&预防和控制过热&的重点不是在买家的消费贷款，但不同的开发贷款，土地租赁及其他多发地区的漏洞。

I use an example quoted by Hu Jiaqi:"It is reported that America separates the DNA of a kind of virus by making use of genetic technology and combines it with another kind of DNA. Finally, they get a kind of virulent biological agent called a "pyrotoxin". Someone discloses in private that 20 grams of such a kind of biological agent could result in the global death of 6 billion people due to infection."

我在这里例举胡家奇所引用过的例子："据报道，美国利用转基因技术，将一种病毒的DNA分离出来，与另外一种DNA进行结合，拼结成一种剧毒的"热毒素"生物战剂，且私下有人透露，这种生物战剂只需20克，就可以导致全球60亿人全部感染死亡。"

Waiting, for the queers and the coons and the Reds and the Jews.

等待着疯子和黑人还有红色共产主义者还有犹太人