贷款

The other is for commercial banks' finance innovation that adopts impawn and joint assurance to broaden the scope of individual's loan service.

另一方面是启发商业银行在对待个人贷款业务时，可采用信贷创新，扩大自然人担保贷款的贷款规模和贷款用途，开拓范围更广的个人贷款业务。

It uses factor analysis method and dualistic relative comparative method to account the ability place of a loan enterprise in its industry, which can confirm the station in its industry better. By using time series model to forecast an enterprises cash flow in the future, we can measure the repayment ability of an enterprise. By using Logit model to account the probability of default for a loan enterprise, we can estimate the possibility of its default. From the industry risk , conduct risk,management lisk and repayment willing of a loan enterprise ,this paper analyses non-financial factor of enterprise.

运用因子分析法和二元相对比较法计算贷款企业在本行业中的财务能力排名，更好地确定其在本行业中的地位；运用时间序列模型预测企业未来的现金流量，从而测度贷款企业未来的还款能力；运用Logit模型计算贷款企业的违约概率，估计其违约的可能性；从贷款企业的行业风险、经营风险、管理风险、借款人还款意愿等方面对贷款企业的非财务因素进行分析。

Some loans that can be consolidated are direct subsidized and unsubsidized loans, federal insured student loans, federal Perkins loans, national defense student loans, etc.

一些贷款，可以合并的直接补贴和贷款不受联邦保险助学贷款，联邦白贷款国防助学贷款等。

" Mortgage-free, non-guaranteed loan only foreign rows and MCC has ", a joint-stock Bank Manager Mr Shi said that Chinese-funded line at the moment the introduction of personal loan business mainly divided into two types: one is about to be hypothecated, on a regular basis in the line of the time deposit amount in accordance with the 10% discount on impawning, the BLR for the people's Bank base rate, as well as those that the mortgage loan, which is a force pushing the Bank loan products.

&免抵押、免担保信用贷款只有外资行和小额贷款公司有&，某股份制银行理财经理施先生说，中资行目前推出的个人小额贷款业务主要分为两种，一种是定期存单质押，即将在该行的定期存款金额按照9折质押，贷款利率则为人民银行公布的基准利率；还有一种是房产抵押贷款，这也是银行力推的个贷产品。

Home Mortgage Refinance Loans provides detailed information on Home Mortgage Refinance Loans, Home Mortgage Refinance Loan Rates, Best Home Mortgage Loan Refinances, Home Mortgage Refinance Loan Brokers and more.

住房抵押贷款再融资提供详细资料，对住房抵押融资贷款，住房抵押贷款回购利率，最好的住房抵押贷款再融资，住房抵押融资贷款经纪人等。

Home Mortgage Refinance Loans provides detailed information on Home Mortgage Refinance Loans, Home Mortgage Refinance Loan Rates, Best Home Mortgage Loan Refinances, Home Mortgage Refinance Loan Brokers and more.

按揭贷款再融资提供详细资料，转按揭贷款、转按揭贷款利率，为了获得最佳按揭贷款、转按揭贷款经纪人多。

To have such a customer, the need for 600,000 yuan loan commercial loans, loans in the two methods of understanding, only that the matching law can be less repayment of principal interest expenses, and loan 20 years, to allow for staff loan balance is about how much the monthly repayment amount.

能拥有这样一个客户，需要六十○点〇〇万元贷款商业贷款，贷款中的两种方法的理解，只有匹配法可减少本金利息开支，贷款20年，以便工作人员贷款余额是多少每月还款额。

In November 2007, alibaba builds a bank to cooperate with China again, roll out the loan product that does not need any mortgage " network couplet is protected ", network couplet guarantees loan is product of a loan, comprise a combine by the home or 3 3 above enterprises, will apply for loan jointly, china builds Zhao Lin of assistant president of bank head office to express: With Alibaba's collaboration, this is contemporary commercial bank breaks through traditional credit mode first, finance that with the letter of business affairs of the electron on the net expenditure grade regards a bank as the important basis that loan extends innovates.

2007年11月，阿里巴巴再次与中国建设银行合作，推出不需要任何抵押的贷款产品&网络联保&，网络联保贷款是一款贷款产品，由3家或3家以上企业组成一个联合体，共同来申请贷款，中国建设银行总行副行长赵林表示：&与阿里巴巴的合作，这是现代商业银行首次突破传统信贷模式，以网上电子商务的信用度评级作为银行贷款发放的重要依据的一次金融创新。&

The report cited unidentified bank sources who said that lending was slow during the first week of the month but has surged towards the end, with the proportion of bill financing falling in favor of rising medium to long-term loans. 2 No good: MS. WU Xiaolin, ex-deputy head of PBoC , explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

No good: MS. WU Xiaolin, ex-deputy head of PBoC, explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

I use an example quoted by Hu Jiaqi:"It is reported that America separates the DNA of a kind of virus by making use of genetic technology and combines it with another kind of DNA. Finally, they get a kind of virulent biological agent called a "pyrotoxin". Someone discloses in private that 20 grams of such a kind of biological agent could result in the global death of 6 billion people due to infection."

我在这里例举胡家奇所引用过的例子："据报道，美国利用转基因技术，将一种病毒的DNA分离出来，与另外一种DNA进行结合，拼结成一种剧毒的"热毒素"生物战剂，且私下有人透露，这种生物战剂只需20克，就可以导致全球60亿人全部感染死亡。"

Waiting, for the queers and the coons and the Reds and the Jews.

等待着疯子和黑人还有红色共产主义者还有犹太人