意外事故

Since Safe school is a comprehensive system consisting of lots of indicators which are difficult to measure.

为了对学校意外安全事故进行管理，建立可以综合反映学校意外事故安全评价的指标体系，采用"模糊综合评价法"对学校意外事故进行综合评价。

We were prepared for many different contingencies, but this kind of one we were not prepared for.

我们已经准备好了面对各种意外事故，但是还是没想到这次事故会发生。

Because financial losses from crises could be large relative to our financial resources, we protect ourselves against them by purchasing insurance coverage that will pay a sum of money if catastrophic events occur.

由于意外情况所带来的经济损失可能大于我们的财政来源，我们便购买保险来保护自己，一旦发生意外事故，我们可以得到一笔钱来弥补这些损失。

"In other words, under the ""all marine risks"", losses recoverable will only be confined to those arising from perils of the sea and maritime accidents, whereas the ""all risks"" cover will admit all losses occurring at any time throughout the whole currency of the cover, irrespective of whether they are caused by accidents at sea or on land."

&换句话说，以&&一切海洋运输货物险&&投保，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失，而保&&一切险&&，在整个承保期内的任何时间，不论在海上或陆上所产生的意外事故，其全部损失都予以赔偿。&

"In other words, under the ""all marine risks"", losses recoverable will only be confine d to those arising from perils of the sea and maritime accidents, whereas the ""all risks"" cover will admit all losses occurring at any time throughout the whole currency of the cover, irrespective of whether they are caused by accidents at sea or on land."

&换句话说，以&&一切海洋运输货物险&&投保，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失，而保&&一切险&&，在整个承保期内的任何时间，不论在海上或陆上所产生的意外事故，其全部损失都予以赔偿。&

The English understand by "marine risks" only risks incident to transport by sea, such as collision, stranding, fire, penetration of sea water into the holds of the ships, etc. in other words, under "all marine risks" recoverable loss will only be confined to those arising from perils of the sea and maritime accidents only.

英国人对&海洋运输货物险&只理解为海运中的意外风险，诸如船舶碰撞、搁浅、起火、海水侵入船舱等，换句话说，投保&一切海洋运输货物险&，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失。

In other words, under the"allmarine risks",losses recoverable will only be confined tothosearising from perils of the sea and maritime accidents, whereasthe"all risks"cover will admit all losses occurring at anytimethroughout the whole currency of the cover, irrespective ofwhetherthey are caused by accidents at sea or on land.

换句话说，以&一切海洋运输货物险&投保，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失，而保&一切险&，在整个承保期内的任何时间，不论在海上或陆上所产生的意外事故，其全部损失都予以赔偿。

Different risks have different insurance needs, and therefore, for the purchase of personal loan business, at least three types of insurance required : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, principal owing on the loan guarantee period by the lender or accidental injury and disease incapacity or death situation, banks can secure their loans, lenders families can continue to live; Third mortgage purchase a performance bond insurance, in which insurance, the insurance companies play the role of the guarantor to charge a premium for the purchase of security costs, credit for the purchase and the provision of economic security, as was the guarantor for death, unemployment causes an inability owing on the loan, the insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

不同的风险有不同的保险需求，因此，对于个人贷款购房业务，起码需要三类保险的保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要保证还贷期内在贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，在这种保险中，保险公司扮演了担保人的角色，向购房人收取一定的保险费作为担保费，并为购房人的经济信用提供担保，当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Generally, the process of getting loans on the basis of the existence of different risk factors, personal loans purchase at least three types of business risk protection : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

一般而言，根据贷款买房过程中存在的不同风险因素，个人贷款购房业务至少需要三类风险保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Bank sources told reporters that the key is in fact now unreasonable categories, personal loans purchase operations at least three risk protection : First, protect property suffered major accidents and natural disasters, the risk of collateral damage to housing property insurance; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards; Now the market is the impact of policies, mostly property insurance, and lack of a man-made object of the life insurance products.

银行有关人士告诉记者，其实现在不合理的关键是险种问题，个人贷款购房业务至少需要三类风险保障：一是主要保障房产遭受意外事故和自然灾害毁损的风险的抵押住房的财产保险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿。。。。。。

This is not an ordinary box, which is used as a background picture of the dialog box, very pretty.

详细说明：这可不是一个一般的对话框，它是用图片作为背景的对话框，非常好看。

Conceal me what I am,and be my aid for such disguise as haply shall become the form of my intent.

遮掩我的身份，帮助我，我的面具将成为我的目的。