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The interest rate descends consumption level and wallet of fighting the people in general. Compound interest's rolling to increase wealth income is another way. But the person of real meeting is still a handful of men, hence the gap between rich and poor's pulling has to open more, the margin is also larger. If general citizen can't make use of wealth to create more wealths effectively, just only put in the bank, and acceptancy the super and low interest income. When in June, 2001, Legislative Yuan resolution insurance revision bill, The life insurance industry can start selling an investment linked insurance product . The advantage of this product will "investment","insurance" unite as one with" property management" knot, for the economic environment of present very much a rather big help, deserve a research..

中文摘要理财行为因应时代而产生,利率的下降打击著一般民众的消费水准及荷包,在低利率的时代,复利滚存来增加财富收入似乎是可行之道,但是真正会的人仍是少数人,於是贫富差距就拉得更开,差距也更大了,一般市民大众若是无法有效的利用财富创造更多的财富,只能放在银行,而强迫接受超低的利息收入,在西元2001年6月时,立法院决议保险修正法案,寿险业可以开始贩售投资型保险商品,此一商品的好处将「投资」、「保险」与「资产管理」结合而为一,所以投资型商品隐含著背后庞大的商机,因为对於现今的经济环境确实有著相当大的助益,值得研究

Be semmetry of interest rate structure principle and principle of quantitative structure semmetry introduce capital fund indebted combination is optimized in, controlled a bank to run medium liquidity risk and interest rate risk, protect the security of bank shareholder rights and interests, the lawful sex that assured bank assets admeasure and add up to compasses sex.

二是将利率结构对称原理和数量结构对称原理引入资产负债组合优化中,控制了银行经营中的流动性风险与利率风险,保护银行股东权益的安全,保证了银行资产配给的合法性与合规性。

In short, the participation of the real estate market as the main one, we must recognize that the interest rate risk as early as possible in advance taking into account the interest rate risk.

总之,参与房地产市场作为主要的一个,我们必须认识到,利率风险,尽早提前考虑到利率风险。

How to smooth the transmission mechanism of interest rate-exchange rate, coordinate operation of the interest rate policy and exchange rate policy with advance in capital account liberation, is one of the prime issues influencing the healthy development of China economy.

如何通畅利率—汇率传导机制,协调好目前的利率和汇率政策,以及在资本帐户逐步开放的过程中进一步协调好两者的关系,是事关中国金融能否稳定、健康发展的重大问题。

We were the effects of the tightening in the transfer from the three indicators: Bank lending to control the rate of decline in its assets and liabilities, development lending rates improve its gross margin decline in mortgage interest rates make home buyers to purchase a corresponding reduction in the housing area (although may actually be lower housing prices, but we make in this simplified treatment), while the sales area to reduce the decline in its asset turnover ratio.

我们的影响,紧缩的转让从三个指标:银行贷款,以控制下降率在其资产和负债,开发贷款利率提高其毛利率下降,抵押贷款利率使购房者购买相应减少房屋面积(虽然实际上可能会降低房价,但我们在此简化治疗),而销售面积,以减少下降资产周转率。

In this section, we can keep the economy grow fast and the money market activity but in order. And not only keep the sufficient competition among the finance institutions, but also avoid the money market risk assuringly. Releasing the exchange rate can enhance the capital flowing among the countries. Then the foreign finance crisis is easier to impact inland.

在这个区间内,经济能够保持持续快速增长,同时金融市场又是活而不乱,各金融机构之间既有充分的竞争(如各商业银行可以在规定的上下限范围内自行确定利率,建立信用等级与利率的对应关系),又可以有保证地避免金融市场的风险;放松汇率使得国家间的资本流动加强,伴随而来的是外国的金融危机更加容易传递到国内。

Reportedly, the current minimum interest rate of individual housing loans, and developers of housing development loan interest rates higher than its nearly 1 percentage point, which makes developers tried avail oneself of loopholes, and mobilize acquaintances to buy, and through individual housing loan funds for the development of real estate, or even engage in "false mortgage."

据介绍,目前个人住房贷款的利率最低,而开发商的住房开发贷款的利率要比它高出近1个百分点,这就使开发商想方设法钻空子,动员熟人去买房,再通过个人住房贷款的资金来开发房产,甚至搞"假按揭"。

That are scheduled to reset during 2008,$152 billion of other loans with adjustable rates are set to reset, according to Banc of America Securities.

根据Banc of America Securities的分析,除了3620亿次级ARM的利率将在2008年被调整,另外还有1520亿其他可变利率贷款也需要调整。

In fixing the interest rate market interest rate is taken as the reference rate, rather than the moneylenders' rate.

在固定利率市场利率作为基准利率,而不是高利贷者'率。

In addition to the fomc, the norge bank (poland central bank is also releasing and are expect to raise 25bp to 6.00%) will also announce rates and publish its monetary policy report today.

除了fomc之外,挪威银行(波兰银行也发布消息,上调利率 25bp 至 6.00%)将公布利率和货币政策。40%的经济学家都预测将有25bp的利率上调,风险很难控制。

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