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Different risks have different insurance needs, and therefore, for the purchase of personal loan business, at least three types of insurance required : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, principal owing on the loan guarantee period by the lender or accidental injury and disease incapacity or death situation, banks can secure their loans, lenders families can continue to live; Third mortgage purchase a performance bond insurance, in which insurance, the insurance companies play the role of the guarantor to charge a premium for the purchase of security costs, credit for the purchase and the provision of economic security, as was the guarantor for death, unemployment causes an inability owing on the loan, the insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

不同的风险有不同的保险需求，因此，对于个人贷款购房业务，起码需要三类保险的保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要保证还贷期内在贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，在这种保险中，保险公司扮演了担保人的角色，向购房人收取一定的保险费作为担保费，并为购房人的经济信用提供担保，当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

These include the credit card "shuffle," debit card and checking account "over limit protection" programs, the cheapest ways to use "courtesy checks," cost effectiveness of credit card security, life insurance, and unemployment insurance programs, how to stop an increase in your credit card interest rate and penalty fees, how to respond to rejection for credit cards, when to obtain "secured" credit cards, how to improve your personal "credit score," consumer rights when pursued by debt collectors, how to obtain and correct your credit report, when you can negotiate lower finance charges, refinancing credit card debt, and the most worrisome--"identity" theft.

这些包括信用卡&拖着脚走&，&在限制保护上方&的借方卡片和检查的账计划，使用&礼貌检查&的最便宜的方法，信用卡安全的成本效益，人寿保险，以及失业保险计划，怎样停止你的信用卡利率和惩罚费的增加，怎样为信用卡对拒绝作出反应，什么时候获得&获得&的信用卡，怎样改进你的个人&信贷得分&，当被收债人追踪时，消费者权利，为了怎样获得并且改正你的信用报告，当你能议付更低的财务费时，对信用卡欠债和最令人烦恼的再提供资金--&身份&偷窃。

Generally, the process of getting loans on the basis of the existence of different risk factors, personal loans purchase at least three types of business risk protection : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

一般而言，根据贷款买房过程中存在的不同风险因素，个人贷款购房业务至少需要三类风险保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Bank sources told reporters that the key is in fact now unreasonable categories, personal loans purchase operations at least three risk protection : First, protect property suffered major accidents and natural disasters, the risk of collateral damage to housing property insurance; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards; Now the market is the impact of policies, mostly property insurance, and lack of a man-made object of the life insurance products.

银行有关人士告诉记者，其实现在不合理的关键是险种问题，个人贷款购房业务至少需要三类风险保障：一是主要保障房产遭受意外事故和自然灾害毁损的风险的抵押住房的财产保险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿。。。。。。

Personal loans business buyers will need at least three types of risk protection: First, housing and property mortgage insurance, the protection of property suffered major accidents and natural disasters, the risk of damage; Second Loan the regular credit life insurance, primarily in the loan repayment period, a result of illness or accidental injury and the incapacity or death, to ensure safe recovery of bank loans, loans to family members can continue to live; Third Mortgage purchase a performance bond insurance, mainly in when the guarantor because of death, causes of unemployment can not afford repayment agreement, the insurance companies on behalf of liquidity to banks than debt recovery at the same time exercise the right to receive from the collateral compensation or to the policyholders recover compensation.

个人贷款业务的买家将至少需要三种类型的风险保障：第一，住房和财产抵押贷款保险，保护财产遭受重大事故和自然灾害的风险损害；第二贷款定期信贷人寿保险，主要是在还款期内，因疾病或意外伤害和丧失工作能力或死亡，以确保安全收回银行贷款，贷款的家庭成员可以继续居住；第三按揭购买履约保证保险，主要是在当担保人，因为死亡，失业原因不能还款协议，保险公司的名义向银行流动资金超过债务追偿同时行使有权获得赔偿的抵押品或投保人赔偿。

In a quarterly review for consultancy Deloitte, economist Roger Bootle said he foresaw UK unemployment reaching 3m by 2010 – a rise of 1.3m – while UK interest rates "could easily fall beneath their previous all-time low of 2 per cent".

经济学家罗杰·波特尔在为咨询公司德勤撰写的季度评述中表示，他预期英国失业人数到2010年将上升到300万，即净增130万失业者，而英镑利率&很可能跌破此前2%的历史低位&。

The Bretton Woods Conference created the World Bank and the International Monetary Fund. They were designed to bring stability to the world economy and prevent the unemployment and the depression of 1930s.

布雷顿森林会议建立了世界银行和国际货币基金组织，它们被预定用於稳定世界经济，防止出现三十年代那样的高失业和大萧条。

The Bretton Woods Conference created the World Bank and the International Monetary Fund. They were designed to bring stability to the world economy and prevent the unemployment and the depression of 1930s.

布雷顿森林会议建立了世界银行和国际货币基金组织，它们被预定用于稳定世界经济，防止出现三十年代那样的高失业和大萧条。

The network was founded in July 2004 at the Social Science Research Centre in Berlin, at the same time as the Hartz IV package of unemployment benefit reforms was adopted by the Bundesrat (upper house of the German parliament).

这个网络于2004年7月在柏林社会科学研究中心建立，同时，作为失业救济金改革的Hartz IV议案被德国议会的上院采纳。

Seven of the country's 11 conservative state premiers, who control the Bundesrat, parliament's upper house, are refusing to approve what they describe as a flawed and inadequate bill aimed at curbing runaway unemployment insurance costs.

控制德国议会上院联邦参议院11位保守的州长中，有7位拒绝批准一份旨在抑制失业保险成本失控的议案，称该议案有缺陷且不充分。

Since historical times,England ,where the early inhabitants were Celts, has been conquered three times .

从有历史以来，英国，在此地早期居住的是凯尔特人，已经被征服了三次。

Bluetooth OBEX File Transfer Enables the sending and receiving of files on your phone via Bluetooth.

蓝牙OBEX文件移动允许经过蓝牙传送和接受文件。。。。