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On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

As information was malicious attacks or different intimidator environment, people often found online bank accounts or credit card number stolen, or e-mail penetrated.

信息遭到恶意攻击和各种威胁的环境下，人们常常发现网上银行的账号被盗用，信用卡的卡号被盗用，电子信箱被侵入。

Could I get some information about the International Investment Bank?

我能得到一些有关国际投资银行的信息吗？

Article 17 The bank shall use proper encryption technology and measures, so as to identify users of the online banking services and the authorization thereof, ensure the confidentiality and authenticity of the data transmitted in online transactions, and accomplish the integrity of information transmitted on line and the irrevocability of the transactions.

第十七条银行应采用合适的加密技术和措施，以确认网上银行业务用户身份和授权，保证网上交易数据传输的保密性、真实性，保证通过网络传输信息的完整性和交易的不可否认性。

If your credit report contains financial information which is linked to other peoples' names, if you have had a joint bank account with someone for example, then their credit rating could affect your own.

如果您的信用报告中包含的财务资料是与其他民族的名称，如果您已经有一个共同的银行帐户，例如与某人，那么他们的信用评级可能会影响到你自己的。

All the information below needs to be adjusted for weekends, bank holidays and moveable feasts.

下面所有的信息都需要为周末，银行休息日和活动宴会而进行调整

Dear Good Friend, I am MR.musa garuba, The Chief Auditor/Information Manager, In-Charge of Foreign Unit of our bank and i have had the intent to contact you over this financial transaction/transfer worth the sum of Twenty Nine Million Two Hundred Thousand U.S Dollars (US$29.2M)for our progress and richness.This is an abandoned sum that belongs to our late foreign customer (an International Billionaire French Businessman) who died in plane crash disaster since three years ago along with his wife.

亲爱的好朋友，我mr.musa garuba ，首席审计员/信息经理，在负责外交股的银行，我有意向接触，你对这个金融交易/转让价值金额2920.0万美元(美元29.2m )，为我们的进步和richness.this是一个废弃的款项，属于我国已故外国客户死于飞机失事灾难，因为3年前他带着妻子。

A recent research discovers other basis, the network nobbler of data of account of the credit card number that steals in order to sell, bank or social security information is below current economic form begin rampant.

另根据最近的一项研究发现，以出售盗窃的信用卡号码、银行账户资料或社会安全信息的网络诈骗者正在目前的经济形式下开始猖獗。

Nobbler can pretend him the authentic brand such as network bank, online shopkeeper and credit card company normally, the private information of diddle user.

诈骗者通常会将自己伪装成网络银行、在线零售商和信用卡公司等可信的品牌，骗取用户的私人信息。

Theatre,Large theatre,meuseum,science centre,youth palace,supermarket, hospital,sports stadium, cinema,ticketing counter,train station,airport,bus stop, MRT station,church,government city square,river side,walking street,crossroad junction,club,post office,residential area,bank clinic,confectionary,pedestrain crossing,highway,music tea house, condominium,unofficial university,tour operator,kindergarten,pre-school,resturant,fast food resturant, bar,coffee house,hotel,car hotel,departmental store,store/shop,garage,gas station, campus,canteen,field,hostel,library,study room,information centre, laboratory,toilet/washroom,school gate,staff room,on the third floor,physics major,hall/foyer conference room,History research centre town,villiage, rural area, bay, dessert,plateu,mountainous area, valley, sea, ocean, land,waterfall, spring kitchen,bathroom,bedroom,dining hall,living room,cellar

剧院，大剧院，博物馆，科技馆，少年宫，超市，医院，体育馆，电影院，订票处，火车站，机场，汽车站，地铁站，教堂，政府城市广场，外滩，步行街，十字路口，俱乐部，邮局，小区，银行诊所，面包房，人行横道，高速公路，音乐茶室，公寓，业余大学，旅行社，幼儿园，托儿所，饭店，快餐店，酒吧，咖啡屋，旅馆，汽车旅馆，百货商场，商店，车库，加油站，校园，食堂，操场，宿舍，图书馆，阅览室，信息中心，实验室，卫生间，校门口，教师办公室，在三楼，物理系，大厅会议室，历史研究中心小镇，村庄，乡下，海滨，沙漠，平原，山区，山谷，大海，大洋，陆地，瀑布，喷泉厨房，浴室，卧室，饭厅，客厅，地下室

Since historical times,England ,where the early inhabitants were Celts, has been conquered three times .

从有历史以来，英国，在此地早期居住的是凯尔特人，已经被征服了三次。

Bluetooth OBEX File Transfer Enables the sending and receiving of files on your phone via Bluetooth.

蓝牙OBEX文件移动允许经过蓝牙传送和接受文件。。。。