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According to this result and the reality of rural finance and economical development, the article proposed that there should be breakthroughs in the aspects of the innovation of financial system, the choice of financial route, the construction of rural financial system, deepening reform in financial organ, ect., to realize the goal of benignity interaction between rural financial system and agricultural economical growth.

根据这一结论以及我国农村金融、经济发展的实际,文章提出要在金融制度创新、金融路径选择、农村金融体系建设、金融机构深化改革等方面有所突破,以达到农村金融制度与农业经济增长良性互动的发展目标。

In light of the problem and causes of the financial support to county economic development, the article put forward the general thoughts of finance supporting the county economic development: establish circulating back mechanism of county capital; establish and perfect the financial service organization system to strengthen the function of the financial support to county economy; innovate new financial services and products of county; fully utilize capital market to broaden the financial channel of county economic development; establish the circumstance guarantee system of finance supporting county economic development.

针对金融在支持县域经济中存在的问题及成因,本文提出了金融支持县域经济发展的基本思路:建立县域资金回流机制;建立和完善支持县域经济发展的金融服务组织体系,增强金融支持县域经济的功能;创新县域金融服务和金融产品;充分利用资本市场,拓宽县域经济发展的融资渠道;建立金融支持县域经济发展的环境保障体系。

The Department of Real Estate Development Group into a major industry, adhering to the "Year of entitlement Habitat works, vision urban future," the development of philosophy, 2008, the Department of the Financial Group's financial city, the financial Cloud Chamber, the financial Sydney Bay, the international financial "Linkage 4, Ju flag Chengdu."

地产开发系汇融集团的主要产业,秉承"创享人居作品,远见城市未来"的开发理念,2008年,汇融集团旗下汇融名城、汇融云庭、汇融悉尼湾、汇融国际"四盘联动,举帜成都"。

Investment portfolio theory is financial assets, financial assets investment divisibility, mobility and features such as compatibility, so investment in financial assets, do not have to consider the scale of investment, the investment of time constraints, as well as the number of investment projects and other factors, as long as the taking into account the relevance of financial assets, risk, reward and their mutual relations, and on the basis of risk - reward the choice to invest in financial assets to achieve the optimal choice.

证券组合理论的投资对象是金融资产,金融资产投资具有可分割性、流动性和相容性等特点,因此在进行金融资产投资时,不必考虑投资的规模、投资的时间约束以及投资项目的多少等因素,只要考虑各金融资产的相关性、风险、报酬及其相互关系问题,并依据风险——报酬的选择,可实现金融资产投资的优化选择。

Chapter one is a general introduction to financial leasing, in which the author discusses the definition, legal nature and features of financial leasing. Moreover, the author defines the nature of "international" in "international financial leasing" as different business sites of both the leasor and leasee in different countries. In Chapter two the author probes into the various manifestations of breaches of contract by both the leasor and the leasee in financial leasing on the basis of a careful analysis of the regulations in both Anglo-American law system and the civil law system, CISG and Unidroit Principles of International Commercial contracts as well as our country"s law. In Chapter three the author studies the respective legal problems concerning bankruptcy of both the leasor and the leasee, including the leaser"s right to take back the leased assets. The last chapter is the conclusion of this dissertation , in which the author , on the basis of the first three chapters, puts forward his suggestions on the perfection of our country"s financial leasing law and thinks that a financial leasing law be passed to regulate both parties" conducts in the transaction and the whole transaction of the leasor should be supervised by a uniform government organism.

第一章为国际融资租赁的概述,对融资租赁的概念、法律性质、特征及其国际性进行了探讨;第二章通过对英美法系和大陆法系国家法律及CISG和国际商事合同通则中关于违约及其救济的分析研究,并结合我国《合同法》的规定,主要探讨了国际融资租赁交易中各方当事人的具体违约形态及其救济措施;第三章探讨了国际融资租赁交易中出租人和承租人破产情形下的相关法律问题,主要分析了破产财产、破产债权及在承租人破产情形下出租人对租赁物的取回权等法律问题;第四章为本文的结论部分,在前三章的基础上,从私法和公法的角度对我国融资租赁法律体系的完善提出了建议,认为我国应制定专门的融资租赁法来规范该交易中可能出现的各种法律问题,并应统一对融资租赁业加以监管。

Secondly, based on the theoretical and empirical analysis stated above, shows the existing problems and their causes in financial support to rural economic development, the rural financial organizations exist limited and function is not sound , As the result, rural capitals are flowing into urban cities and developed areas through various channels, the scatteration and devolution of mechanism for finance risk is scare, and then puts forward the innovative mode and innovative way of the rural financial system in Xinjiang, therefore, it is of urgent need to perfect our rural finance system with the co-existing institutions of commercial finance, policy finance , cooperative finance and other financial institutions, live up a pluralistic, competitive and sustainable development of rural financial system, perfect the rural financial ecological environment, so as to promote rural economy growth in Xinjiang.

在此基础上,剖析新疆农村金融体系的症结所在,主要表现为农村金融组织不完善且功能不健全,金融风险分散与转移机制缺失,农村资金严重外流。进而提出新疆农村金融体系的创新模式与路径,建立真正意义上的商业金融、政策性金融、合作金融和其他金融机构并存、充分竞争与合作、可持续发展的农村金融体系,优化农村金融生态环境,以此促进新疆农村经济增长。

RMB financial products in this article yield factors for the study of commercial banks in the theory of personal finance and domestic financial product research RMB combing literature based on theoretical analysis from a financial product RMB yield factors, as well as factors product yield on the financial mechanism of the impact and application of new Industrial and Commercial Bank of China fixed-term renminbi financial products based on relevant data, in order to build a yield to maturity, duration, interest rate and money supply measures for the analysis of model variables the above theory can be tested, statistical analysis showed that: RMB Commercial Bank financial products yield to maturity and interest rates, money supply was a negative correlation between the volume, but no significant period of relevance.

本文以人民币理财产品收益率影响因素为研究对象,在对商业银行个人理财相关理论和国内人民币理财产品及其收益率研究文献进行梳理的基础上,尝试从理论层面分析人民币理财产品收益率的影响因素,以及各因素对理财产品收益率产生影响的作用机理,并以中国工商银行已到期2006年、2007年和2008年人民币理财产品的相关数据为依据,构建以到期收益率、期限、利率及货币供给量为变量的计量分析模型,用描述统计方法和斯皮尔曼相关分析对上述理论进行检验,统计分析结果显示:商业银行人民币理财产品的到期收益率和利率、货币供给量呈负相关关系,而与期限没有显著的相关性。

Under the supervision of Chief Financial Officer of head office and general manager, in accordance with Shama Group's policy and procedures and related requirements of the local government, responsible for the company and all the related financial work, including but not limited to: the establishment of a suitable hotel Apartments operation of the financial system and procedures with leasing, prospects and the financial sector and all the work; to the general manager and other departments in charge of providing advice and support; tax, audit and insurance matters, and to coordinate with the local government maintain good communication with integrity, respect for team spirit and positive attitude in collaboration with departmental of the financial work to ensure that the financial operations and improve efficiency.

在总经理及总公司财务总监的监督下,按照莎玛集团的政策和工作程序以及当地政府相关要求下,负责公司内与财务相关的所有工作,包括但不仅限于:负责建立一套适合酒店式公寓的财务运作系统及流程;配合租赁、前台及各部门一切与财务有关的工作;给总经理及其他部门主管提供建议及支持;处理税务、审计和保险等事宜,协调并能与当地政府机构保持良好的沟通;以正直、尊重团队精神和积极的服务态度配合各部门的有关财务的工作,确保财务运作的完善及高效率。

Firstly, it is the formal financial area which is organized and fostered in the procedure of economical and financial reformation. It has financial activities organized by formal financial organizations. Secondly, it is the non-governmental financial area which is naturally formed. The two parties who play the roles of supply and demand of money do the deal directly or intermediated by informal financial organizations.

其一是在经济和金融改革过程中有组织培育的正规金融领域,由正规金融机构组织或促成的金融活动,其二是自然发育而成的民间金融领域,由非正规金融组织媒介或者资金供求双方直接交易。

According to the subject or undertakers of financial risks, financial risks can be divided into financial institution risks, enterprise financial risks, resident financial risks and national financial risks.

根据金融风险的主体或承担者划分,金融风险可以分为金融机构风险、企业金融风险、居民金融风险和国家金融风险。

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