查询词典 commercial bank

The CBRC allows commercial banks to implement the internal rating method by stages, however, when a commercial bank obtains the approval for using the internal rating method, its asset coverage ratio calculated according to the internal rating method (risk-weighted assets calculated according to the internal rating method)/(risk-weighted assets calculated according to the internal rating method + risk-weighted assets of other credit risk exposures calculated according to the revised capital supervisory provisions) shall not be lower than 50%, and it shall formulate the plan for the implementation of internal rating method by stages, so as to ensure that the asset coverage ratio reach 80% in three years.

银监会允许商业银行分阶段实施内部评级法，但在获得许可使用内部评级法时，采用内部评级法的资产覆盖率（按内部评级法计算的风险加权资产/［按内部评级法计算的风险加权资产＋按修订后资本监管规定计算的其他信用风险暴露的风险加权资产］）应不低于50％，并制定分阶段实施内部评级法规划，以保证3年内资产覆盖率达到80％。

The level of China's society commercial credit is not high, the bill market growth is not mature, the operation of commercial bank accepts and discount is not standard and the rediscount market is very limited.

我国社会商业信用水平不高，资本市场成长得不够成熟，商业银行的运营难达到标准以及再贴现市场非常有限。

This article from the external environment, commercial bank, the cardholder awareness of the three aspects of China's commercial banks credit card operations of the existing problems and propose effective solutions

本文从外部环境、商业银行内部、持卡人意识三个方面分析了我国商业银行信用卡业务中存在的问题并提出有效的解决方案

The management of state-owned commercial banks is now in the conjuncture of national financial safe and economic stabilization along with the deep reform of market economy because the current management and assets of state-owned commercial bank are not improved very well.

国有商业银行的经营状况和大量的不良资产阻碍着银行业的改革进程，并制约着国民经济的发展。

In the fourth part, the thesis firstly analyses the principle and developing direction that the state-owned commercial bank should take to implement overall risk management. Then it expounds the countermeasures and measures for the state-owned commercial banks to carry out overall risk management in all dimensions, namely the reforming of the property right institution, bettering the risk management idea, structuring the framework of the risk management, building interne grade system and improving external economical environment.

论文的第四部分首先分析了国有商业银行实施全面风险管理应采取的原则和发展方向；其次从产权制度改革、优化风险管理理念、构建风险管理组织架构、建设内部评级系统以及改善外部经济环境等方面提出了国有商业银行实施全面风险管理的对策和措施。

There was a decrease in the commercial bank placement due to the liquidity squeeze in commercial banks.

由于商业银行的流动性紧缩，出现银行人员配置下降。

Housing mortgage loans is a commercial bank quality assets, it's early repayment of a risk to commercial banks.

住房按揭贷款是商业银行的一项优质资产，它的提前偿还给商业银行带来了风险。

Liabilities of commercial banks are the main business of our country's commercial bank liabilities in the total assets in a high proportion.

负债是商业银行的主要业务，我国的商业银行负债在总资产中占有很高的比例。

But the commercial bank's lendings alsoneed to be protected. How can we get a balance between the commercial banks and the debtors? Shortly, we can chooseexemption、debt postponed or compulsory ution, but the personal bankruptcy and catastrophe insurance are importantin the long run.

短期看，可以通过比较债务豁免、债务延期、强制执行等策略的优劣来选择最为实用的措施，政府应当明确其能与不能的边界；长期看，需要个人破产、巨灾保险等制度的建立与完善。

A commercial bank said in Beijing and Shanghai and other places are different in Beijing in 2007 led prices to become the vanguards of the country, and this year is also the commercial banks, mortgage business actively expand the year, resulting in the risk of mortgage gathering has improved significantly.

某商业银行人士称，北京地区与上海等地不同，2007年北京地区的房价成为领涨全国的排头兵，而这一年也正是各商业银行的房贷业务积极拓展的一年，由此导致房贷集聚的风险也明显提升。

Chrysanthemum of 10 thousand birthday is lax to edaphic requirement, with the arenaceous qualitative loam with fecund, good drainage had better.

万寿菊对土壤要求不严，以肥沃。排水良好的砂质壤土为好。

He unstepped the mast and furled the sail and tied it.

他拔下桅杆，把帆卷起，系住。