贴现

The issuing bank or paying bank or its designated location in the negotiating bank branch or agency after the draft for acceptance, leaving the documents, return the money order; the bill prior to maturity, the beneficiary or the negotiating bank may hold Acceptance returned to the local discount market discount, net of discounts to maturity of the interest income in cash immediately; such as local non-discounted market, banks may be required to acceptances discounted, nor can wait until the due date

开证行或其指定付款行或其在议付行所在地的分行或代理行承兑远期汇票后，留下单据，退还汇票；在汇票到期前，受益人或议付行可持退回的承兑汇票向当地贴现市场进行贴现，扣除贴现日至到期日的利息，立即收入现金；如当地无贴现市场，可向承兑银行要求贴现，也可等到汇票到期日再向承兑银行兑款。

Exchange bill discount is a bill financing act conducted by the bank for the bearer of an exchange bill whereby the bank deducts the discounted interest from the face amount and pay the rest to the bearer of the exchange bill before its maturity.

外汇票据贴现是银行为外汇票据持票人办理的票据融资行为，银行在外汇票据到期前，从票面金额中扣除贴现利息后，将余额支付给外汇票据持票人。

On the other hand, if the exporter does not want to wait for payment of an accepted Bill of Exchange, he can discount it at a Discount House.

另一方面，如果出口商不想等到承兑汇票到期后才收到货款的话，他可以将这张汇票在贴现公司贴现，也就是把它卖给贴现公司。

The exporter may take the accepted bill to a discount bank before the maturity if he is in urgent need of the amount of money.

出口商如果急需这笔钱，他可以把这个承兑了的汇票去贴现银行贴现。

2The exporter may take the accepted bill to a discount bank before the maturity if he is in urgent need of the amount of money.

出口商如果急需用这笔钱，他可以把这个承兑了的汇票拿去贴现银行贴现。

Based on the comparison of fixing discount factor method with the parameter e-valuation method, the heterogeneity function method is presented to determine the discount factor .

在比较固定贴现因子法及参数评估法的基础上，提出了用异质偏好函数法来确定贴现因子，并用实际的数据库验证了异质偏好函数法确定贴现因子在消费者行为模型的适应性方面比前两种方法优越，还讨论了三种方法的使用原则。

They shall make strict examination of the genuine trade background, prevent arbitrage of banks' discount funds with commercial acceptance bills and other activities in violation of any law or rule, they shall improve the qualification examination procedures, make earnest investigations on the credit and debt repayment capacities of the acceptance enterprises and the enterprises applying for discount, and prudentially grant credit to enterprises with poor credit standing and financial conditions, so as to avoid newly added non-performing assets, they shall include the credit granting quota for discount, surety or discount surety of commercial acceptance bills into the comprehensive credit granting quota for management, control the total amount, and make dynamic adjustments at proper times in light of the conditions of the accepting enterprises and the enterprises applying for discount in respect of finance, credit and business operation, etc.

进行严格的真实贸易背景审查，防止利用商业承兑汇票套取银行贴现资金以及进行其他违法违规活动；完善资格审核程序，对承兑企业和贴现申请企业进行切实的资信、偿债能力调查，对资信和财务状况欠佳的企业要谨慎授信，避免新增不良资产；将商业承兑汇票贴现、保证、保贴业务的授信额度纳入综合授信额度管理，实行总量控制，并根据承兑企业和贴现申请企业的财务、信用和经营等状况适时动态调整。

Based on some supposed macroeconomic models,this paper uses"the degree of dependence on rediscount " of commercial banks to analyse the rediscount policies of contraction or expansion and arrives at the conclusion that "the degree of dependence on rediscount " of commercial banks has significant influence on contraction policy,while no real influence on expansion policy.

本文从若干宏观经济假设模型出发，根据商业银行"再贴现依存度"的不同情况，对紧缩性与扩张性的再贴现政策进行分析，得出了商业银行"再贴现依存度"对紧缩性政策有重要影响，对扩张性政策没有实质影响的结论。

Combining with the evaluation of the development programming of the bill discounting business.The ways of strengthening the bill discounting business are further elaborated in order to promote the core competence of the bill discounting business completely and try to stand in the leading position in the competition,from the aspects of inner-control,the mechanism of encouragement, marketing, service, innovation, the brand construction and personnel training,which the future development relies on.,and standing at the developing point of view,the corresponding strategies are put forward.

结合对票据贴现业务发展规划评价，从内控、激励机制、营销、服务、创新、品牌建设、人才培养几个方面，进一步阐述加强票据贴现业务的方式，全面提升贴现业务的核心竞争力，力求在竞争中处于领先地位，以此作为未来发展的依托，并站在发展的角度，提出相应策略。

Discounting a Bill of Exchange 汇票贴现 Situation 33 情景 33 A bank clerk receives a telephone call from a businessman inquiring about discounting a bill of exchange.

银行职员接到了一个商人打来的电话，询问有关汇票贴现的事情。

Next time I see you,I shall give you a black eye.

下次我看见你，我会打你一顿。

In this paper,design scheme of classification system of wood surface color is established.

提出了木质板材颜色分类的系统设计方案。